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Tag Archives: Interest Rates

Will Higher Interest Rates Kill HOME SALES?




Will Higher Interest Rates Kill HOME SALES? | Keeping Current Matters

The Mortgage Bankers Association, the National Association of Realtors, Fannie Mae and Freddie Mac are each projecting mortgage interest rates to increase substantially over the next twelve months. What will that mean to the housing market in 2015?

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Will an Increase in Interest Rates Crush Home Prices?




Will an Increase in Interest Rates Crush Home Prices? | Keeping Current Matters

There are some who are calling for a substantial drop in home prices should mortgage interest rates begin to rise rapidly. Intuitively that makes sense. The cost of a home is determined by the price of the home and the price of financing that home. If mortgage interest rates increase, less people will be able to buy. The logic says prices will fall if demand decreases.

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Historic Mortgage Rates by Decade [INFOGRAPHIC]




Historic Mortgage Rates by Decade [INFOGRAPHIC] | Keeping Current Matters

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Historic Mortgage Rates by Decade [INFOGRAPHIC]




Historic Mortgage Rates by Decade | Keeping Current Matters

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The Curious Case of the Jumbo Mortgage




Today we are pleased to have Miranda Marquit, a writer for RateZip.com, as our guest blogger.  – The KCM Crew

dollar power and elephantThough it may feel like yesterday, it’s been about half a decade since the housing bubble burst and the subprime mortgage crisis hit. In September 2008, the United States government took over Fannie Mae and Freddie Mac. Since then, the mortgage industry has undergone fundamental changes, experiencing both increased regulation and a large shift toward nationalization. To give you an idea of the size of these changes, in 2006 around 30% of mortgage loans in the US were backed by a government guarantee. This number rose to around 90% in 2012.

Private vs. Government Funding

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