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New York Times: Homeownership is Best Way To Build Wealth

The housing market has made a strong recovery, not only in sales and prices, but also in the confidence of consumers and experts as an investment. In a New York Times editorial entitled, “Homeownership and Wealth Creation” they explain: “Homeownership long has been central to Americans’ ability to amass wealth; even with the substantial decline in […]

Fall Buyer & Seller Guides Available, NOW!

You asked… We listened! Even though the first day of Fall is September 23rd this year, we know that in your clients’ mind, Fall starts at the beginning of September! The Fall editions of our Things to Consider When Buying a Home & Things to Consider When Selling Your House are available for Download & Customization NOW! […]

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NAR’S Latest Existing Home Sales Report [INFOGRAPHIC]

NAR's Latest Existing Home Sales Report [INFOGRAPHIC] | Keeping Current Matters

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52% Likely to Buy in the Next 5 Years!! Are You?

According to the recently released BMO Harris Bank Home Buying Report, 52% of Americans say they are likely to buy a home in the next five years. Americans surveyed for the report said they would be willing to pay an average of $296,000 for a home and would average a 21% down payment. The report also […]

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Should I Wait to Put Down a Bigger Down Payment?

Some experts are advising that first time and move-up buyers wait until they save up 20% before they move forward with their decision to purchase a home. One of the main reasons they suggest waiting is that a buyer must purchase private mortgage insurance if they have less than the 20%. That increases the monthly payment […]

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Don’t Get Caught In The Renter’s Trap

There are many benefits to homeownership. One of the top ones is being able to protect yourself from rising rents and lock in your housing cost for the life of your mortgage. The National Association of Realtors (NAR) released their findings of a study in which they studied “income growth, housing costs and changes in […]

What You Do Not Need To Hear From Your Listing Agent!

You’ve decided to sell your house. You begin to interview potential real estate agents to help you through the process. You need someone you trust enough to: Set the market value on possibly the largest asset your family owns (your home) Set the time schedule for the successful liquidation of that asset Set the fee […]

Latest Home Price Expectation Survey Slides Available!

The Home Price Expectation Survey is a forward looking report that polls a nationwide panel of over 100 economists, real estate experts and investment & market strategists on where home prices are headed. The results of their Q3 Expectation Survey were just released and we wanted to give you the visuals you have become accustomed […]

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Home Prices Up in 93% of Measurable Markets [INFOGRAPHIC]

Home Prices Up in 93% of Measurable Markets [INFOGRAPHIC] | Keeping Current Matters

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64.2% of Millennials Put Down Less than 20%

Digital Risk recently polled Millennials about the housing market. Among their findings was the fact that nearly two-thirds of the generation who have recently purchased a home, have done so with less than 20% down; with 36% putting down less than 5%! Here is a graph detailing the results: This means that more and more […]

Real Estate Again Seen as Best Investment

We are almost back to ‘pre-housing crash’ home values. The inventories of distressed properties (foreclosures & short sales) are shrinking dramatically. The economy is improving. The job numbers are headed in the right direction. The big question that still remains: Have Americans regained their confidence in real estate as a worthy investment? According to a […]

Home Values: Where Are They Headed Over The Next 5 Years?

Today, many real estate conversations center on housing prices and where they may be headed. That is why we like the Home Price Expectation Survey. Every quarter, Pulsenomics surveys a nationwide panel of over one hundred economists, real estate experts and investment & market strategists about where prices are headed over the next five years. […]

Price & Time Since The Peak Map Updated

CoreLogic’s latest Home Price Index was just released this past week. As we have in the past we wanted to make sure to get you the updated Price & Time Since The Peak Map.  Make sure to share this with any clients you may have that are worried about, or are hearing, that another bubble is […]

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The REAL Reasons Americans Buy a Home

We often talk about the financial reasons why buying a home makes sense. But often, the emotional reasons are the more powerful, or compelling reasons. The Joint Center for Housing Studies at Harvard University performs a study every year surveying participants for the reasons that American’s feel are most important in regards to homeownership. The top 4 reasons to own […]

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Foreclosure Inventory Hits Lowest Mark in Over 7 Years [INFOGRAPHIC]

Foreclosure Inventory Hits Lowest Mark in Over 7 Years [INFOGRAPHIC] | Keeping Current Matters

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When is it a Good Time to Rent? Definitely NOT Now!

People often ask whether or not now is a good time to buy a home. No one ever asks when a good time to rent is. However, we want to make certain that everyone understands that today is NOT a good time to rent. The Census Bureau just released their second quarter median rent numbers. […]

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Mortgage Lending is NOT Out of Control!!

This year, both Freddie Mac & Fannie Mae have introduced new programs that only require a 3% down payment on a mortgage in order to purchase a home. Earlier this month, the Mortgage Bankers’ Association reported that adjustable-rate mortgages (ARMs) may be making a slow comeback as the share of ARMs increased to 7.4 percent […]

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Don’t Wait to Move Up to Your Dream Home!

Now that the housing market has stabilized, more and more homeowners are considering moving up to their dream home. With interest rates still near 4% and home values on the rise, now may be a great time to make a move. Sellers should realize that waiting while mortgage rates are increasing probably doesn’t make sense. […]

How To Use KCM to Stay Top of Mind

As a Member, you have access to the latest reports on what’s really going on in the housing market. The same reports that CNN, The Wall Street Journal, and every other media outlet are reporting on everyday. The difference? Our headlines are there to tell you and your consumers what’s really going on in the […]

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Where Are Mortgage Rates Headed? This Fall? Next Year?

The interest rate you pay on your home mortgage has a direct impact on your monthly payment. The higher the rate the greater the payment will be. That is why it is important to look at where rates are headed when deciding to buy now or wait until next year. Below is a chart created […]

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What You Need to Know About the Mortgage Process [INFOGRAPHIC]

What You Need To Know About the Mortgage Process | Keeping Current Matters

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An Easy Way to Find the Perfect Real Estate Agent

There is a plethora of real estate information available today in the news and on the internet. It can be extremely confusing at times. If you are thinking of buying or selling, you need an agent who can help make sense of this rapidly evolving housing market. You need an agent who can help you […]

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This Is NOT Your Parents’ 3% Down Payment Plan

In their latest Housing Market Insight & Outlook report, Freddie Mac revealed that recent low down payment initiatives have raised concerns that we may be returning to the same lax mortgage qualifications that caused the housing crisis from which we are just now recovering. The report went on to explain that today’s underwriting guidelines are […]

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Pending Home Sales Remain Strong In June

The National Association of REALTORS’ Pending Home Sales Index is “a forward-looking indicator based on contract signings”. The higher the Pending Home Sales Index number, the more contracts have been signed by buyers that will soon translate to sales. The latest index was released last week, with the headline: Pending Home Sales Dip in June […]

Has Google Discovered the Missing Link to Agent Success?

As real estate professionals, we have been trained to generate buyer and seller leads and then to get in front of them to “close the deal”. Recent research from Google claims we are missing a piece of the sales equation… and it is the most important piece!! This Thursday (August 6th 2PM ET) we will […]