The Difference a Year Makes for Homeownership
Over the past year, mortgage rates have fallen more than a full percentage point, hitting a new historic low 15 times.
The Do’s and Don’ts after Applying for a Mortgage
Once you’ve found the right home and applied for a mortgage, there are some key things to keep in mind before you close.
Winning as a Buyer in a Sellers’ Market [INFOGRAPHIC]
![Winning as a Buyer in a Sellers’ Market [INFOGRAPHIC] | Keeping Current Matters](https://files.keepingcurrentmatters.com/wp-content/uploads/2020/12/08150900/20201211-NM.png)
Some Highlights
- Buying a home in today’s sellers’ market doesn’t have to feel like an uphill battle.
- Here are four ways to make sure you’re positioned for success when making a home purchase, even when the scale tips toward sellers.
- Reach out to a local real estate professional to make sure you’re armed for victory in the housing market this season.
The Path to Homeownership [INFOGRAPHIC]
![The Path to Homeownership [INFOGRAPHIC] | Keeping Current Matters](https://files.keepingcurrentmatters.com/wp-content/uploads/2020/12/02203516/20201204-NM.png)
Some Highlights
- If you’re thinking of buying a home and not sure where to start, you’re not alone.
- Here’s a map with 10 simple steps to follow in the homebuying process.
- Be sure to work with a trusted real estate professional to learn the specific path to take in your local area.
Knowledge Is Power on the Path to Homeownership
Homeownership is on the goal list for many young adults, but sometimes it’s hard to know exactly how to get there.
5 Tips for Homebuyers Who Want to Make a Competitive Offer
Today’s real estate market has high buyer interest and low housing inventory.
Key Terms to Know in the Homebuying Process [INFOGRAPHIC]
![Key Terms to Know in the Homebuying Process [INFOGRAPHIC] | Keeping Current Matters](https://files.keepingcurrentmatters.com/wp-content/uploads/2020/11/19135340/20201127-NM.png)
Some Highlights
- Buying a home can be intimidating if you’re not familiar with the terms used throughout the process.
- To point you in the right direction, here’s a list of some of the most common language you’ll hear along the way.
- The best way to ensure your homebuying process is a positive one is to find a real estate professional who will guide you through every aspect of the transaction with ‘the heart of a teacher’ by putting your needs first.
Is Buying a Home Today a Good Financial Move?
There’s no doubt 2020 has been a challenging year.
Don’t Let Buyer Competition Keep You from Purchasing a Home
This year’s record-low mortgage rates sparked high demand among homebuyers.
Making a Home for the Brave Possible [INFOGRAPHIC]
![Making a Home for the Brave Possible [INFOGRAPHIC] | Keeping Current Matters](https://files.keepingcurrentmatters.com/wp-content/uploads/2020/11/05133346/20201106-NM.png)
Some Highlights
- VA Home Loans provide unique opportunities for Veterans, active-duty personnel, and their families in recognition of their service to our Nation.
- For eligible individuals, options associated with VA Loans can help make the dream of homeownership a reality.
- If you or someone you know may benefit from a VA Loan, reach out to a local real estate professional to learn more today.
Rent vs. Buy: How to Decide What’s Best for You
According to the U.S. Census Bureau, median rent continues to rise.
Buyer Interest Is Growing among Younger Generations
The demand for homes this year is extraordinary as record-breaking numbers of hopeful buyers continue to shop for homes.
How Down Payment Assistance Opens the Door to Homeownership
Many people are eager to buy a home right now while affordability continues to be a highlight of the current housing market.
How to Prepare for a Bidding War [INFOGRAPHIC]
![How to Prepare for a Bidding War [INFOGRAPHIC] | Keeping Current Matters](https://files.keepingcurrentmatters.com/wp-content/uploads/2020/10/15140450/20201016-NM.png)
Some Highlights
- With so few houses available on the market today, being ready for a bidding war is essential for prospective homebuyers.
- From pre-approval to making your best offer, here are three tips to make sure you can act quickly and confidently when you find the perfect home.
- Reach out to a trusted real estate professional today to be sure you have the guidance you need as the competition for homes heats up this season.
A Homeowner’s Net Worth Is 40x Greater Than a Renter’s
One of the best ways to build your family’s financial future is through homeownership.
The Cost of a Home Is Far More Important than the Price
Housing inventory is at an all-time low.
Virtual School Is Changing Homebuyer Needs [INFOGRAPHIC]
![Virtual School Is Changing Homebuyer Needs [INFOGRAPHIC] | Keeping Current Matters](https://files.keepingcurrentmatters.com/wp-content/uploads/2020/09/10150911/20200911-NM.jpg)
Some Highlights
- With remote learning sweeping the nation this academic year, organized spaces with enough room for kids to learn effectively are high on buyer wish lists.
- If you’re trying to make room for your family’s growing needs, multi-purpose rooms and dedicated workspaces may be features to consider in your next home.
- Reach out to a local real estate professional today so you can find a home where your kids feel confident and comfortable too.
It’s Not Just About the Price of the Home
When most of us begin searching for a home, we naturally start by looking at the price.
Three Ways to Win in a Bidding War
With so few houses for sale today and low mortgage rates driving buyer activity, bidding wars are becoming more common.
The Cost of Renting Vs. Buying a Home [INFOGRAPHIC]
![The Cost of Renting Vs. Buying a Home [INFOGRAPHIC] | Keeping Current Matters](https://files.keepingcurrentmatters.com/wp-content/uploads/2020/08/27151806/20200828-NM-scaled.jpg)
Some Highlights
- The percentage of income needed to afford a median-priced home today is declining, while that for renting is on the rise.
- This is making buying a home an increasingly attractive option for many people, especially with low mortgage rates driving purchasing power.
- If you’d like expert guidance on exploring your homebuying options while affordability is high, reach out to a local real estate professional.
Why Is It so Important to Be Pre-Approved in the Homebuying Process?
You may have heard that pre-approval is a great first step in the homebuying process.
Should You Buy an Existing Home or New Construction?
Finding the right home to purchase today is one of the biggest challenges for potential buyers.
The Top Reasons People Are Moving This Year
Today, Americans are moving for a variety of different reasons.
Mortgage Rates & Payments by Decade [INFOGRAPHIC]
![Mortgage Rates & Payments by Decade [INFOGRAPHIC] | Keeping Current Matters](https://files.keepingcurrentmatters.com/wp-content/uploads/2020/08/13190459/20200814-NM-scaled.jpg)
Some Highlights
- Sometimes it helps to see the dollars and cents you’ll save when you purchase a home while mortgage rates are low.
- Today’s low rates mean it’s less expensive to borrow money, so the savings over the life of your loan is significant.
- Reach out to a real estate professional to determine the best way to position your family for a financially-savvy move in today’s market.
Some Highlights
- Sometimes it helps to see the dollars and cents you’ll save when you purchase a home while mortgage rates are low.
- Today’s low rates mean it’s less expensive to borrow money, so the savings over the life of your loan is significant.
- Reach out to a real estate professional to determine the best way to position your family for a financially-savvy move in today’s market.
Homes Are More Affordable Right Now Than They Have Been in Years
Today, home prices are appreciating.
