There has been a lot of talk about how difficult it is to get a home mortgage in today’s lending environment. However, three recent reports have revealed that lending standards are beginning to ease. This is great news for both first time buyers and current homeowners looking to move or buy a second vacation/retirement home. […]
We believe every family should feel confident when buying & selling a home. KCM helps real estate professionals reach these families & enables the agent to simply & effectively explain a complex housing market. Take a 14-Day Free Trial of our monthly membership to see how we can help you!
https://files.keepingcurrentmatters.com/wp-content/uploads/2015/09/07171828/Getting-A-Mortgage-KCM.jpg315600The KCM Crewhttps://www.keepingcurrentmatters.com/wp-content/uploads/2017/01/KCMBannerNoWebsiteDarkLarge.pngThe KCM Crew2015-09-23 07:00:042015-09-21 15:26:21[:en]Is Qualifying for a Mortgage Getting Easier?[:es]¿Se está poniendo más fácil calificar para una hipoteca?[:]
We believe every family should feel confident when buying & selling a home. KCM helps real estate professionals reach these families & enables the agent to simply & effectively explain a complex housing market. Take a 14-Day Free Trial of our monthly membership to see how we can help you!
The National Association of Realtors (NAR) recently released their July edition of the Housing Affordability Index. The index measures whether or not a typical family earns enough income to qualify for a mortgage loan on a typical home at the national level based on the most recent price and income data. NAR looks at the […]
We believe every family should feel confident when buying & selling a home. KCM helps real estate professionals reach these families & enables the agent to simply & effectively explain a complex housing market. Take a 14-Day Free Trial of our monthly membership to see how we can help you!
https://files.keepingcurrentmatters.com/wp-content/uploads/2015/09/07171942/Cost-Of-Waiting-KCM.jpg315600The KCM Crewhttps://www.keepingcurrentmatters.com/wp-content/uploads/2017/01/KCMBannerNoWebsiteDarkLarge.pngThe KCM Crew2015-09-16 07:00:382015-09-15 17:53:55[:en]The Cost of Waiting to Buy a Home[:es]El costo de esperar para comprar una casa [:]
If you are debating purchasing a home right now, you are surely getting a lot of advice. Though your friends and family will have your best interest at heart, they may not be fully aware of your needs and what is currently happening in real estate. Let’s look at whether or not now is actually […]
We believe every family should feel confident when buying & selling a home. KCM helps real estate professionals reach these families & enables the agent to simply & effectively explain a complex housing market. Take a 14-Day Free Trial of our monthly membership to see how we can help you!
https://files.keepingcurrentmatters.com/wp-content/uploads/2015/09/07172203/3-Questions-KCM.jpg315600The KCM Crewhttps://www.keepingcurrentmatters.com/wp-content/uploads/2017/01/KCMBannerNoWebsiteDarkLarge.pngThe KCM Crew2015-09-10 07:00:232015-09-09 18:11:38[:en]Thinking of Buying a Home? Ask Yourself These 3 Questions! [:es]¿Pensando en comprar una casa? ¡Hágase estas 3 preguntas![:]
Some experts are advising that first time and move-up buyers wait until they save up 20% before they move forward with their decision to purchase a home. One of the main reasons they suggest waiting is that a buyer must purchase private mortgage insurance if they have less than the 20%. That increases the monthly payment […]
We believe every family should feel confident when buying & selling a home. KCM helps real estate professionals reach these families & enables the agent to simply & effectively explain a complex housing market. Take a 14-Day Free Trial of our monthly membership to see how we can help you!
https://files.keepingcurrentmatters.com/wp-content/uploads/2015/08/07172533/Should-I-Wait-KCM.jpg315600The KCM Crewhttps://www.keepingcurrentmatters.com/wp-content/uploads/2017/01/KCMBannerNoWebsiteDarkLarge.pngThe KCM Crew2015-08-26 07:00:462015-08-27 12:04:54[:en]Should I Wait to Put Down a Bigger Down Payment?[:es]¿Debería esperar para poner una cuota inicial más grande?[:]
Now that the housing market has stabilized, more and more homeowners are considering moving up to their dream home. With interest rates still near 4% and home values on the rise, now may be a great time to make a move. Sellers should realize that waiting while mortgage rates are increasing probably doesn’t make sense. […]
We believe every family should feel confident when buying & selling a home. KCM helps real estate professionals reach these families & enables the agent to simply & effectively explain a complex housing market. Take a 14-Day Free Trial of our monthly membership to see how we can help you!
https://files.keepingcurrentmatters.com/wp-content/uploads/2015/08/07173010/Dont-Wait-KCM.jpg315600The KCM Crewhttps://www.keepingcurrentmatters.com/wp-content/uploads/2017/01/KCMBannerNoWebsiteDarkLarge.pngThe KCM Crew2015-08-11 07:00:542015-08-10 17:04:01Don’t Wait to Move Up to Your Dream Home!¡No espere a mudarse a la casa de sus sueños!
The interest rate you pay on your home mortgage has a direct impact on your monthly payment. The higher the rate the greater the payment will be. That is why it is important to look at where rates are headed when deciding to buy now or wait until next year. Below is a chart created […]
We believe every family should feel confident when buying & selling a home. KCM helps real estate professionals reach these families & enables the agent to simply & effectively explain a complex housing market. Take a 14-Day Free Trial of our monthly membership to see how we can help you!
https://files.keepingcurrentmatters.com/wp-content/uploads/2015/08/07173356/Mortgage-Rates-KCM.jpg315600The KCM Crewhttps://www.keepingcurrentmatters.com/wp-content/uploads/2017/01/KCMBannerNoWebsiteDarkLarge.pngThe KCM Crew2015-08-10 07:00:012015-08-06 15:40:35Where Are Mortgage Rates Headed? This Fall? Next Year?¿Hacia dónde se dirigen las tasas hipotecarias? ¿Este otoño? ¿Este año?
We believe every family should feel confident when buying & selling a home. KCM helps real estate professionals reach these families & enables the agent to simply & effectively explain a complex housing market. Take a 14-Day Free Trial of our monthly membership to see how we can help you!
https://files.keepingcurrentmatters.com/wp-content/uploads/2015/07/07173911/Share-Image2.jpg6301200The KCM Crewhttps://www.keepingcurrentmatters.com/wp-content/uploads/2017/01/KCMBannerNoWebsiteDarkLarge.pngThe KCM Crew2015-07-24 07:00:252015-07-23 15:10:17Cost Across Time [INFOGRAPHIC]El costo a través del tiempo [INFOGRAFĺA]
When mortgage interest rates begin to climb, experts immediately begin to discuss home affordability indexes. They calculate how an increase in rates will slow home purchases as more and more potential buyers are priced out of the market. Today, with home prices also increasing, many believe that home sales may slow down rather dramatically. This […]
We believe every family should feel confident when buying & selling a home. KCM helps real estate professionals reach these families & enables the agent to simply & effectively explain a complex housing market. Take a 14-Day Free Trial of our monthly membership to see how we can help you!
https://files.keepingcurrentmatters.com/wp-content/uploads/2015/06/07175134/Mortgage-Rates-KCM.jpg315600The KCM Crewhttps://www.keepingcurrentmatters.com/wp-content/uploads/2017/01/KCMBannerNoWebsiteDarkLarge.pngThe KCM Crew2015-06-18 07:00:472015-06-17 18:16:17How Will Mortgage Rate Hikes Impact Home Sales?¿Cómo el aumento en las tasas hipotecarias va a repercutir en las ventas de las casas?
Last week, mortgage interest rates jumped over the 4% mark for the first time this year according to Freddie Mac’s Mortgage Market Survey. In an article in Housing Wire, a Bankrate analyst explained: “Mortgage rates rocketed higher following a stronger than expected monthly employment report. The good news on the job front further solidifies the […]
We believe every family should feel confident when buying & selling a home. KCM helps real estate professionals reach these families & enables the agent to simply & effectively explain a complex housing market. Take a 14-Day Free Trial of our monthly membership to see how we can help you!
https://files.keepingcurrentmatters.com/wp-content/uploads/2015/06/07175143/Real-Estate.jpg315600The KCM Crewhttps://www.keepingcurrentmatters.com/wp-content/uploads/2017/01/KCMBannerNoWebsiteDarkLarge.pngThe KCM Crew2015-06-17 07:00:532015-06-16 11:20:02Mortgage Rates Just Jumped Over 4%. Now What?Las tasas hipotecarias acaban de saltar a más del 4 %. ¿Ahora qué?
One of the biggest questions plaguing the current housing market is where mortgage interest rates will be at this time next year. Over the last two months, rates have begun to creep up (see chart). Though we don’t like to project rates moving forward, we do want you and your family to have the information […]
We believe every family should feel confident when buying & selling a home. KCM helps real estate professionals reach these families & enables the agent to simply & effectively explain a complex housing market. Take a 14-Day Free Trial of our monthly membership to see how we can help you!
https://files.keepingcurrentmatters.com/wp-content/uploads/2015/06/07175936/mortgagerates12.jpg315600The KCM Crewhttps://www.keepingcurrentmatters.com/wp-content/uploads/2017/01/KCMBannerNoWebsiteDarkLarge.pngThe KCM Crew2015-06-08 07:00:152015-06-08 10:34:52Where Will Mortgage Rates Be in 12 Months?¿Dónde estarán las tasas hipotecarias en 12 meses?
We believe every family should feel confident when buying & selling a home. KCM helps real estate professionals reach these families & enables the agent to simply & effectively explain a complex housing market. Take a 14-Day Free Trial of our monthly membership to see how we can help you!
https://files.keepingcurrentmatters.com/wp-content/uploads/2015/06/07180009/Share-Image7-CP.png315600The KCM Crewhttps://www.keepingcurrentmatters.com/wp-content/uploads/2017/01/KCMBannerNoWebsiteDarkLarge.pngThe KCM Crew2015-06-05 07:00:582015-06-01 16:36:50Mortgage Rates Over The Last 40 Years [INFOGRAPHIC]Tasas hipotecarias durante los últimos 40 años [INFOGRAFÍA]
We believe every family should feel confident when buying & selling a home. KCM helps real estate professionals reach these families & enables the agent to simply & effectively explain a complex housing market. Take a 14-Day Free Trial of our monthly membership to see how we can help you!
https://files.keepingcurrentmatters.com/wp-content/uploads/2015/05/07180413/Share-Image-Difference1.jpg315600The KCM Crewhttps://www.keepingcurrentmatters.com/wp-content/uploads/2017/01/KCMBannerNoWebsiteDarkLarge.pngThe KCM Crew2015-05-15 07:00:212015-05-14 18:02:05The Difference Your Interest Rate Makes [INFOGRAPHIC]La diferencia que hace su tasa de interés [INFOGRAFÍA]
Recently, Freddie Mac published a blog post titled Mortgage Rates: Still the Deal of the Century. They explained that, if you are planning to purchase a home, now may be the time: “If you are in the market to buy a home, today’s average mortgage rates are something to celebrate compared to almost any year […]
We believe every family should feel confident when buying & selling a home. KCM helps real estate professionals reach these families & enables the agent to simply & effectively explain a complex housing market. Take a 14-Day Free Trial of our monthly membership to see how we can help you!
https://files.keepingcurrentmatters.com/wp-content/uploads/2015/04/07181049/Deal-of-the-Century.jpg315600The KCM Crewhttps://www.keepingcurrentmatters.com/wp-content/uploads/2017/01/KCMBannerNoWebsiteDarkLarge.pngThe KCM Crew2015-04-29 07:00:012015-04-28 13:31:54The Deal of the Century??¿El negocio del siglo?
We believe every family should feel confident when buying & selling a home. KCM helps real estate professionals reach these families & enables the agent to simply & effectively explain a complex housing market. Take a 14-Day Free Trial of our monthly membership to see how we can help you!
https://files.keepingcurrentmatters.com/wp-content/uploads/2015/04/07182116/Calendar-Blue.jpg315600The KCM Crewhttps://www.keepingcurrentmatters.com/wp-content/uploads/2017/01/KCMBannerNoWebsiteDarkLarge.pngThe KCM Crew2015-04-03 07:00:252015-04-02 14:24:39The Difference A Year Can Make [INFOGRAPHIC]La diferencia que un año puede hacer [INFOGRAFĺA]
Whether you are a first time or a move-up buyer, there are two factors that will impact the amount of house you can afford in your price range: home prices & mortgage rates. Let’s look at what the experts are predicting over the next twelve months for these two areas: PRICES Over 100 economists, real […]
We believe every family should feel confident when buying & selling a home. KCM helps real estate professionals reach these families & enables the agent to simply & effectively explain a complex housing market. Take a 14-Day Free Trial of our monthly membership to see how we can help you!
https://files.keepingcurrentmatters.com/wp-content/uploads/2015/03/07182129/Waiting-to-Buy.jpg315600The KCM Crewhttps://www.keepingcurrentmatters.com/wp-content/uploads/2017/01/KCMBannerNoWebsiteDarkLarge.pngThe KCM Crew2015-03-31 07:00:532015-03-31 08:56:42Why Waiting To Buy Might Not Make Sense¿Por qué el esperar para comprar tal vez no tenga sentido?
The 30-year fixed mortgage interest rate is currently still below 4%. Many buyers may be on the fence as to whether to act now and purchase a new home, or wait until next year, believing they still have time to lock in a low rate. If you look at what the experts are predicting over […]
We believe every family should feel confident when buying & selling a home. KCM helps real estate professionals reach these families & enables the agent to simply & effectively explain a complex housing market. Take a 14-Day Free Trial of our monthly membership to see how we can help you!
https://files.keepingcurrentmatters.com/wp-content/uploads/2015/03/07182534/Luck-Run-Out2.jpg315600The KCM Crewhttps://www.keepingcurrentmatters.com/wp-content/uploads/2017/01/KCMBannerNoWebsiteDarkLarge.pngThe KCM Crew2015-03-17 07:00:022015-03-13 18:50:13Don’t Let Your “Luck” Run OutNo deje que su “suerte” se agote
The interest rate you pay on your home mortgage has a direct impact on your monthly payment. The higher the rate the greater the payment will be. That is why it is important to look at where rates are headed when deciding to buy now or wait until next year. Below is a chart created […]
We believe every family should feel confident when buying & selling a home. KCM helps real estate professionals reach these families & enables the agent to simply & effectively explain a complex housing market. Take a 14-Day Free Trial of our monthly membership to see how we can help you!
The headlines agree mortgage interest rates have dropped substantially below initial projections. Many who are considering purchasing a home, or moving up to their dream home, might think that they should wait to buy, because rates may continue to fall. A recent article on the Economists’ Outlook blog by the National Association of REALTORS® (NAR) […]
We believe every family should feel confident when buying & selling a home. KCM helps real estate professionals reach these families & enables the agent to simply & effectively explain a complex housing market. Take a 14-Day Free Trial of our monthly membership to see how we can help you!
https://files.keepingcurrentmatters.com/wp-content/uploads/2015/01/07183703/Why-Have-Interest-Rates-Dropped.jpg315600The KCM Crewhttps://www.keepingcurrentmatters.com/wp-content/uploads/2017/01/KCMBannerNoWebsiteDarkLarge.pngThe KCM Crew2015-01-27 07:00:482015-01-26 22:14:34Why Have Interest Rates Dropped?¿Por qué han caído las tasas de interés?
Now that the housing market has stabilized, more and more homeowners are considering moving up to the home they have always dreamed of. In most areas, prices are still below those of a few years ago. Also, interest rates are still near 4%. However, sellers should realize that waiting to make the move while mortgage rates are […]
We believe every family should feel confident when buying & selling a home. KCM helps real estate professionals reach these families & enables the agent to simply & effectively explain a complex housing market. Take a 14-Day Free Trial of our monthly membership to see how we can help you!
https://www.keepingcurrentmatters.com/wp-content/uploads/2015/01/Dream-Home.jpg315600The KCM Crewhttps://www.keepingcurrentmatters.com/wp-content/uploads/2017/01/KCMBannerNoWebsiteDarkLarge.pngThe KCM Crew2015-01-19 07:00:152015-01-21 15:06:40Don’t Wait! Move Up To The House You Always Wanted¡No espere! Múdese a la casa más grande que usted siempre quiso
There are many people out there who debated purchasing a home over the course of the last year, but ultimately did not. Whatever their reasons were for delaying, let’s look at whether the decision to wait to buy made sense. What happened in 2014? The 30 year fixed rate on January 2, 2014 was 4.53% […]
We believe every family should feel confident when buying & selling a home. KCM helps real estate professionals reach these families & enables the agent to simply & effectively explain a complex housing market. Take a 14-Day Free Trial of our monthly membership to see how we can help you!
https://www.keepingcurrentmatters.com/wp-content/uploads/2015/01/Did-It-Make-Sense-to-Wait.jpg315600The KCM Crewhttps://www.keepingcurrentmatters.com/wp-content/uploads/2017/01/KCMBannerNoWebsiteDarkLarge.pngThe KCM Crew2015-01-12 07:00:202015-01-15 16:41:01Did It Make Sense to Wait?¿Tuvo sentido esperar?
We finished 2014 with the 30 year fixed mortgage rate at 3.87% as per Freddie Mac. This is very close to the historic lows in the spring of 2013. However, the Mortgage Bankers Association projects mortgage rates to be about 5% by the end of 2015. The website Investopedia agrees and gives some perspective on […]
We believe every family should feel confident when buying & selling a home. KCM helps real estate professionals reach these families & enables the agent to simply & effectively explain a complex housing market. Take a 14-Day Free Trial of our monthly membership to see how we can help you!
https://files.keepingcurrentmatters.com/wp-content/uploads/2015/01/07184416/Where-Are-Interest-Rates-Headed-in-2015.jpg315600The KCM Crewhttps://www.keepingcurrentmatters.com/wp-content/uploads/2017/01/KCMBannerNoWebsiteDarkLarge.pngThe KCM Crew2015-01-06 07:00:302015-01-07 10:26:53Where will Mortgage Rates be Headed in 2015?¿Hacia dónde se dirigen las tasas hipotecarias en 2015?
The Mortgage Bankers Association, the National Association of Realtors, Fannie Mae and Freddie Mac are each projecting mortgage interest rates to increase substantially over the next twelve months. What will that mean to the housing market in 2015? Last week, we posted a graph showing that home prices appreciated each of the last four times […]
We believe every family should feel confident when buying & selling a home. KCM helps real estate professionals reach these families & enables the agent to simply & effectively explain a complex housing market. Take a 14-Day Free Trial of our monthly membership to see how we can help you!
https://files.keepingcurrentmatters.com/wp-content/uploads/2014/12/07184915/Will-Interest-Rates.jpg315600The KCM Crewhttps://www.keepingcurrentmatters.com/wp-content/uploads/2017/01/KCMBannerNoWebsiteDarkLarge.pngThe KCM Crew2014-12-10 07:00:172015-01-15 16:43:45Will Higher Interest Rates Kill HOME SALES?¿Sera que un incremento en las tasas de interés eliminara LAS VENTAS DE LAS CASAS?
There are some who are calling for a substantial drop in home prices should mortgage interest rates begin to rise rapidly. Intuitively that makes sense. The cost of a home is determined by the price of the home and the price of financing that home. If mortgage interest rates increase, less people will be able […]
We believe every family should feel confident when buying & selling a home. KCM helps real estate professionals reach these families & enables the agent to simply & effectively explain a complex housing market. Take a 14-Day Free Trial of our monthly membership to see how we can help you!
https://files.keepingcurrentmatters.com/wp-content/uploads/2014/12/07184931/Home-Prices.jpg315600The KCM Crewhttps://www.keepingcurrentmatters.com/wp-content/uploads/2017/01/KCMBannerNoWebsiteDarkLarge.pngThe KCM Crew2014-12-04 07:00:532014-12-04 17:09:33Will an Increase in Interest Rates Crush Home Prices?¿Sera que un aumento en las tasas de interés aplastara los precios de las casas?
The interest rate you pay on your home mortgage has a direct impact on your monthly payment. The higher the rate the greater the payment will be. That is why it is important to look at where rates are headed when deciding to buy now or wait until next year. According to a […]
We believe every family should feel confident when buying & selling a home. KCM helps real estate professionals reach these families & enables the agent to simply & effectively explain a complex housing market. Take a 14-Day Free Trial of our monthly membership to see how we can help you!
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