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[…] estate to a buyer who uses FHA Insured financing. Given the recent increase of the UFMIP, coming reduction of seller’s concessions, and lower credit scores requiring larger down payments, it is refreshing to see the FHA enacting […]
[…] Steve Harney had scheduled to post on the impact of walking away from mortgages today, but with the release of the new FHA guidelines we called an audible and brought in our guest blogger, Dean Hartman, for a special report. […]
I could not agree more, this is at best poor timing by HUD and at worst exactly what you say, the 3rd nail in the coffin
We now know that the UFMIP that the FHA charges will be increased from 1.75% to 2.25% effective April 5th. In order to secure the FHA Case number by then, we are recommending being IN CONTRACT BY APRIL 1st! No dates announced yet on the other changes