(English) Mortgage Money IS Available…For Now
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Could not agree more. Beautifully stated.
I usually share your articles but as a Realtor I don’t agree that Real estate Agents are saying it is hard to get a mortgage. For this reason I will not post this article.
@Theresa
I’m glad you understand what’s truly taking place. However, some agents have even told me that mortgage money is ‘almost impossible’ to get. Yesterday, even NAR said: “unnecessarily tight credit is continuing to restrain the market”. Dean is just trying to shed some light on the issue.
@Theresa–
You are correct that money is available. As Real Estate Professionals we still have to combat the un-informed agent that is spreading mis-information and media who sell ratings instead of facts. I was in a heated Social Media debate earlier this week over some Television News Stories that were spreading misinformation in the Palm Springs, CA area. The public NEEDS to hear from Professionals like you.
@Ron
Great points!
@Theresa
Thank you so much for sparking this discussion. Every agent should have your passion.
Shared your article on our Facebook page as always. Buyers need to understand that credit IS tightening up. It may not be HARD in some agent’s minds but it is MORE DIFFICULT to get financing than it used to be. Buyers are having to produce more and more documentation especially if there is any credit issue. Buyers need to be prepared to work cooperatively with their lender in getting those documents in and realize it is not a personal affront but it is the lender working with the underwriter to get their loan through. With all that being said, at least in the Phoenix market, we are seeing a major improvement in the number of buyers and the homes we’re getting off the inventory. Thanks for keeping us up to date and giving our clients great information.