(English) Mortgage Predictions for 2012
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I believe that this is right on the money.
Yes, the FHA will be lowering loan limits this year and private lenders will begin getting back into the market as well. I think it will be a bit easier to obtain financing this year than last. Last year we had a 33% fall-through rate on pending contracts because of low appraisals and/or buyers unable to close their loan. It was the worst year I have seen for fall throughs.
In today’s weakened economy where access to credit
is being restricted, we need to make home mortgages more available to
households throughout the country, and especially in high-cost areas.
Purchasing a home is one of life’s major landmarks and
for some, it is even a dream come true. Securing an FHA loan is the most
important piece of the home buying puzzle. If you follow some simple steps, you
can make sure that the process runs smoothly.
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