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Cindy Allen works 50% less than the typical real estate agent, and she vacations 3-4 months each year – all without putting a dent in her six figure income.
During this interview with Cindy, she shares her process and how Keeping Current Matters helps her accomplish her goals. Below are the key insights from the interview:
How Cindy Earns a Full-Time Income Working Part-Time Hours
Over the last 12 months, Cindy Allen has earned an impressive $193,900 from a tiny mailing list of just 132 past clients. She does this while working less than 30 hours per week, and she gives herself plenty of vacation time.
“I am able to take off three or four months a year and stay with my son over the summertime, and that whole November/December time period… And not have to work if I don’t want to.”
As impressive and envious as this sounds, how she accomplishes this is what truly stands out.
Cindy didn’t always have this level of control over her time and focus. When she got into the business, her hours and income weren’t as idyllic as they are now.
In fact, for 18 years, Cindy and her husband worked 60-hour weeks. As she said, “we both worked our rear ends off to earn income. Our focus was really on piling up the money. There was a time when business was everything.”
Then her normal life of nearly 20 years came to an abrupt halt. At age 40, Cindy had her first child, and she needed to shift all of her attention from her business to caring for him. Her son needed her full time, all day, every day.
Cindy found herself in a time paradox. She needed a way to earn a full time income on significantly less than full-time work!
Out of this tumultuous time, she learned a very valuable skill: how to implement “set it and forget it” systems. These are the systems that power her current income and give her time to enjoy it!
“That’s when I looked at it and realized that I could still earn a great living, but I could control the hours that I wanted to work and not have to go back later and buy back time that I missed.”
Today, she supports her business and life with a very unique real estate selling process. It’s built around her personally branded blog from Keeping Current Matters, which she credits with helping her buy back lots of time. Her blog educates her clients for her and gives them the confidence to take action.
“It answers questions they didn’t even know they had. And then I don’t even have to address them. Or when I do bring them up in our conversation, they already know where I’m going. And because they’ve read it, it must be true.”
True to her “set it and forget it” mindset, Cindy doesn’t worry about researching, writing, producing, or publishing any of her news articles, buyer and seller guides, or infographics.
All of her blog posts are professionally written for her and personalized to her brand by Keeping Current Matters. They’re also published and hosted for her at her own unique URL. This saves her from dealing with anything technical, giving her more time to spend on dollar productive activities (or spend with her family).
“KCM provides the knowledge I want to pass along to my customers, and it provides the professional look that I want to have. It’s a great system to build all your other systems around. And I can count on that information being fresh and updated. I don’t have to go research things for newsletters. It’s all right there.”
Cindy set up four primary systems to most effectively utilize her blog and achieve results with it:
These tactics help Cindy earn more than 3x the average Realtor’s income, while working less than half the time. But the real power in how she maximizes her time and money goes well beyond setting up and sending out a few links.
To see specifically what she does and how she does it, here are four real world examples of how Cindy utilizes her Keeping Current Matters Membership materials to reach her goals.
A Proven Approach to Motivate Renters to Act Now
Many renters are uninformed about their down payment and credit score options, which stop them from buying. But when a renter has the wherewithal and is simply waiting for the perfect time or home to buy, it’s important that an agent understand how to illustrate why waiting may not be in their client’s best interest.
To breakthrough situations like this, Cindy has a proven approach that opens her clients’ eyes to the true cost of waiting. And more often than not, educating them on the facts motivates them to buy instead of rent.
“People call. When they realize that they’re going to be losing money if they don’t do something now, they’re ready to move. They want to talk more. They’re ready to get started.”
When Cindy works with a client who’s thinking of waiting, she ensures they have all the facts they need to make an educated decision. She often emails a link to an article from her blog, one highlighting the difference in a homeowners vs. renters wealth, for example. The email is very simple with just a couple sentences introducing the link to the article.
With just 5 minutes of energy and effort, Cindy’s renter-to-buyer conversion process is in action.
Then it’s only a matter of time before her phone rings and she can have a conversation with her client about the negative financial impact of renting and the overall benefits of homeownership.
Cindy describes how this process recently unfolded during a client phone call:
“They’re talking about leaving the military and moving here. And they’re talking about renting for a year.
I sent them the article about how homeowners are 45 times wealthier than renters. It allowed me to show him what the true cost of renting was with his loss of tax write-offs…if interest rates go up and if property values go up.
I was able to show him that it’s not worth renting for a year versus just buying today.”
Cindy earned their business and motivated these renters to buy because her approach clearly and confidently explained their options and the costs of renting for another year.
How to “Validate Referrals” and Why This is Vital
Many real estate agents make a common yet rarely discussed blunder: treating referrals like they’re already clients.
Referrals are not clients; they are leads. They’re not committed to any particular agent yet, and they will seek to validate a friend or family member’s recommendation for themselves.
Cindy, whose business is nearly 25% referrals, arguably understands better than most the nuances of validating referrals.
In her own words, here’s how she describes this problem and how Keeping Current Matters performs inside of her process:
“If they’re asking friends or have told friends that they’re buying or selling a home, they’ve got other people telling them who to use as well. You’re probably not the only one.
They were given my name, but they don’t just call. They do research. They look online to see “Who is this person?”
And when they go to my website, they’re directed to the blog. And they’re able to see all the details there. Whether they’re buyers or sellers, they are going to go to that section and they read the posts.
I know they read the posts because when I bring up a topic with them that’s from my personalized Keeping Current Matters blog, they say ‘Oh yeah, we saw that on your blog.’ They’ve already read it, and they’ve read deep into it.”
Cindy understands the psychology of today’s informed online buyers. Her smart approach educates both referrals and clients with simple and effective real estate articles that preemptively handle their objections and motivate them to act now!
Cindy’s approach to validating referrals is so simple and effective, she says…
“It’s a no-brainer. They’ve already sold themselves on you. You’d have to do a lot to screw it up.”
“KCM explains things thoroughly quickly… the graphics are great at explaining things so that it just feels like such common sense, there’s no arguing with it.”
Preemptively Overcome Client Objections
There are windows of time when clients are more open to the advice of a real estate professional and more likely to reject it.
Part of Cindy’s secret to success is rooted in recognizing this and delivering the right message at the right time. Cindy understands when her advice could be misperceived as salesy or self enriching, so she adjusts the message she communicates accordingly.
“When you’re standing inside of a house to buy, they’re listening emotionally. They’re not listening with common sense. If I’m just standing there telling them something, then I’m trying to sell them something, and nobody likes to be sold.”
Cindy instead helps her clients educate themselves and strategically times her advice. When her clients are most receptive, she dives into her personalized blog and handpicks relevant articles and infographics to send.
“I’ll go in, find a blog post, and paste that into an email. Paste just the link to it into an email, and I’ll have a conversation with them about it and then send them that email.
When they read it, when they’re sitting at their computer or on their phone and they’re reading the blog, they’re not in the emotional throes of “Should we buy this house or not?” or “Should we go out and look?” They’re looking at it at the right time, versus emotionally.”
What happens next is pure genius. Clients go to her personally branded blog and consume what she sends. No one ever questions whether she wrote the articles or designed the infographics. They simply give her the credit.
“The graphics are great at explaining things. But it just feels like such common sense, there’s no arguing with it. And so then when I reiterate it, gee, I must be smart, too, because I knew that as well. They’re motivating at the end. And they get people… People call.”
Depending on the season, Cindy uses this tactic 3x/week. It’s not hard to hop on the blog and see which articles might be beneficial to which buyers and sellers once you know the repertoire of what Keeping Current Matters produces.
The home buying and selling process is stressful enough. The last thing she wants is to trigger adversarial attitudes, when it’s her vs. her clients. Rather, she works to establish an us vs. the issues attitude, and together win as a team.
The reason Cindy’s buyer motivation process works is because she helps her clients feel confident, safe, and smart, not sold to.
Transform Fence-Sitters into Homeowners
Hesitant clients are often just uninformed clients who need the facts clearly explained to them. Cindy recalls a specific time she used KCM materials to educate a buyer who was on the fence..
“I was just working with a buyer that’s considering waiting for almost a year now to buy while they save money, so that they can buy a better house than what they can afford currently.”
But with an education first approach, Cindy showed her client the current research on the cost of waiting to save and the cost of waiting to find a dream home.
“Being able to show them the blog post about the cost of waiting to buy – if interest rates go up, if the price of the properties goes up (and they will, they are), they can’t save money fast enough to make up for the price increase let alone get ahead to buy a nicer house… They think it’s just low inventory, and maybe “’If we wait, what we want will come up.’”
Her process of getting hesitant buyers to become informed buyers allows her to have the hard conversations around the facts.
“Yeah, you may have to find a house that needs new carpet or paint. But next year, it’s going to need a lot more than carpet or paint, and we can’t predict where interest rates are going.”
By showing her clients they’d actually become worse off than if they just went ahead and bit the bullet and bought an affordable home now, she motivated them to call their lender and get pre-qualified.
“That was a dynamite piece in being able to show them prices going up, it had pieces about the cost of waiting to buy that lets me show her the loss of purchasing power because of raising prices.
Those two items will move them off the fence if they are truly able to buy right now. They’re talking to a lender today to find out.”
Cindy’s process turns hesitancy into residency when she’s able to present the facts. And as she puts it...
“It’s absolutely great for getting them off the fence if that’s what they need to do.”
“Once those systems are in place… it’s done, it’s always out there, and I don’t even have to keep it updated. It’s kept up to date for me by KCM.”
Cindy is a model of modern real estate success. She has clear personal goals and a keen sense of how to implement systems to help her reach those goals.
She uses Keeping Current Matters to help her buy back time so she can take off 3-4 months a year, spend it with her son and family, without putting a dent in her income.
Cindy believes education is the ultimate sales machine, and while she could do all her own research, writing, editing, designing, and publishing – she chooses to get it all done for her for at an incredibly low cost.
“I would pay three times the price, but don’t tell anybody… for the monthly fee, the benefits are just too good to pass up.”
All of her articles and infographics are written for her and automatically updated to her personalized blog five days a week. Plus, she gets access to webinars and other professional development tools she uses to articulate market facts to her clients.
Cindy reaches her goals because her processes and systems are effective at educating and motivating her prospects and clients into action.
For real estate professionals who also believe educating your prospects and clients is a key differentiator and wish to have all the research and writing done for them, Keeping Current Matters is a tool that’ll help you reach your goals, too!
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