Americans See Real Estate as a Better Investment Than Stocks or Gold
Last month, in a post on the Liberty Street Economics blog, the Federal Reserve Bank of New York noted that Americans believe buying a home is definitely or probably a better investment than buying stocks.
Don’t Forget to Budget for Closing Costs
When buying a home, it’s important to have a budget and make sure you plan ahead for certain homebuying expenses.
![When It Comes To Selling a House, Your Time Is Money [INFOGRAPHIC] | Keeping Current Matters](https://files.keepingcurrentmatters.com/wp-content/uploads/2021/05/13143921/20210514-KCM-Share.png "When It Comes To Selling a House, Your Time Is Money [INFOGRAPHIC] | Keeping Current Matters")
When It Comes To Selling a House, Your Time Is Money [INFOGRAPHIC]
![When It Comes To Selling a House, Your Time Is Money [INFOGRAPHIC] | Keeping Current Matters](https://files.keepingcurrentmatters.com/wp-content/uploads/2021/05/13143909/20210514-NM.png)
Some Highlights
- Selling a house is no small task. If you decide to try to do it on your own, keep in mind you’ll be responsible for all the expert-level work of a real estate professional.
- The vital tasks an agent manages for you include listing and marketing your house, handling legal documentation, negotiating with all parties, and navigating local laws and regulations.
- If you’re ready to sell while the market is in your favor, reach out to a local real estate advisor to make sure you have the professional expertise you need every step of the way.
Your House Could Be the Oasis in an Inventory Desert
Homebuyers are flooding the housing market right now to take advantage of record-low mortgage rates.
It’s Not Too Late To Apply For Forbearance
Over the past year, the pandemic made it challenging for some homeowners to make their mortgage payments.
Experts Say Home Prices Will Continue to Appreciate
It’s clear that consumers are concerned about how quickly home values are rising.
3 Graphs Showing Why You Should Sell Your House Now
There’s no doubt that 2021 is the year of the seller when it comes to the housing market.
![The Power of Mortgage Pre-Approval [INFOGRAPHIC] | Keeping Current Matters](https://files.keepingcurrentmatters.com/wp-content/uploads/2021/05/06100150/20210507-KCM-Share.png "The Power of Mortgage Pre-Approval [INFOGRAPHIC] | Keeping Current Matters")
The Power of Mortgage Pre-Approval [INFOGRAPHIC]
![The Power of Mortgage Pre-Approval [INFOGRAPHIC] | Keeping Current Matters](https://files.keepingcurrentmatters.com/wp-content/uploads/2021/05/06100138/20210507-NM.png)
Some Highlights
- Mortgage pre-approval means a lender has reviewed your finances and, based on factors like your income, debt, and credit history, determined how much you’re qualified to borrow.
- Being pre-approved for a loan can give you clarity while planning your homebuying budget, confidence in your ability to secure a loan, and a competitive edge in a bidding war.
- In today’s market, connecting with a lender to get pre-approved may be the game-changer that helps you secure your dream home.
Why Waiting to Buy a Home Could Cost You a Small Fortune
Many people are sitting on the fence trying to decide if now’s the time to buy a home.
Are Interest Rates Expected to Rise Over the Next Year?
So far this year, mortgage rates continue to hover around 3%, encouraging many hopeful homebuyers to enter the housing market.
4 Big Incentives for Homeowners to Sell Now
The housing market keeps sailing along.
Americans Find the Nonfinancial Benefits of Homeownership Most Valuable
Homeownership is a foundational part of the American Dream.
![Should I Buy Now or Wait? [INFOGRAPHIC] | Keeping Current Matters](https://files.keepingcurrentmatters.com/wp-content/uploads/2021/04/29145505/20210423-KCM-Share-1.png "Should I Buy Now or Wait? [INFOGRAPHIC] | Keeping Current Matters")
Should I Buy Now or Wait? [INFOGRAPHIC]
![Should I Buy Now or Wait? [INFOGRAPHIC] | Keeping Current Matters](https://files.keepingcurrentmatters.com/wp-content/uploads/2021/04/29145529/20210423-NM-1.png)
Some Highlights
- If you’re thinking that waiting a year or two to purchase a home might mean you’ll save some money, think again.
- Mortgage interest rates are currently very low, but experts across the board are forecasting increases in both home prices and interest rates.
- 8Buying a home now means you’ll spend less in the long run. Contact a local real estate professional to put your plans in motion before home prices and mortgage rates climb even higher.
Is Home Price Appreciation Accelerating Again?
At the beginning of the year, industry forecasts called for home price appreciation to slow to about half of the double-digit increase we saw last year.
Patience Is the Key to Buying a Home This Year
The question many homebuyers are facing this year is, “Why is it so hard to find a house?”
Will the Housing Market Maintain Its Momentum?
Last week’s Existing Home Sales Report from the National Association of Realtors (NAR) shows sales have dropped by 3.7% compared to the month before.
4 Tips to Maximize the Sale of Your House
Homeowners ready to make a move are definitely in a great position to sell today.
![This Isn’t a Bubble. It’s Simply Lack of Supply. [INFOGRAPHIC] | Keeping Current Matters](https://files.keepingcurrentmatters.com/wp-content/uploads/2021/04/22140551/20210423-KCM-Share.png "This Isn’t a Bubble. It’s Simply Lack of Supply. [INFOGRAPHIC] | Keeping Current Matters")
This Isn’t a Bubble. It’s Simply Lack of Supply. [INFOGRAPHIC]
![This Isn’t a Bubble. It’s Simply Lack of Supply. [INFOGRAPHIC] | Keeping Current Matters](https://files.keepingcurrentmatters.com/wp-content/uploads/2021/04/22140631/20210423-NM.png)
Some Highlights
- In a recent article, Lawrence Yun, Chief Economist for the National Association of Realtors (NAR), discussed the state of today’s housing market.
- When addressing whether or not today’s high buyer competition and rising home prices are evidence of a housing bubble, Yun said that this “is not a bubble. It is simply lack of supply.”
- Today’s housing market is healthy, and rising prices are driven by real buyer demand. Contact a local real estate professional to learn the best ways to navigate such an energetic market.
Don’t Be Fooled by Remarkable Real Estate Headlines
Don’t be impressed by the headlines reporting year-over-year housing numbers for the next several months (data covering March, April, May, and June).
Planning to Move? You Can Still Secure a Low Mortgage Rate on Your Next Home
This year, mortgage rates have started to slowly climb above recent record-breaking lows.
82,338 Great Reasons to Buy a Home Today
The financial benefits of buying a home as compared to renting one are always up for debate.
How Much Time Do You Need To Save for a Down Payment?
One of the biggest hurdles homebuyers face is saving for a down payment.
![Home Is Where the Heart Is [INFOGRAPHIC] | Keeping Current Matters](https://files.keepingcurrentmatters.com/wp-content/uploads/2021/04/15144731/20210416-KCM-Share.png "Home Is Where the Heart Is [INFOGRAPHIC] | Keeping Current Matters")
Home Is Where the Heart Is [INFOGRAPHIC]
![Home Is Where the Heart Is [INFOGRAPHIC] | Keeping Current Matters](https://files.keepingcurrentmatters.com/wp-content/uploads/2021/04/15144825/20210402-NM-1.png)
Some Highlights
- There’s no doubt about it: homeowners love their homes, and that feeling has become even more important over the past year.
- The vast majority of homeowners say they’re emotionally attached to their home and that it has kept them safe during the COVID-19 pandemic.
- Owning a home provides a sense of safety, security, and accomplishment. Contact a real estate professional who can help move your homeownership goals forward today.
Why This Is a Great Year to Sell Your Vacation Home
As vaccines are administered and travel resumes, many of us are beginning to plan for those long-awaited vacations we missed out on over the past year.
93% of Americans Believe a Home Is a Better Investment Than Stocks
A recent Survey of Consumer Finances study released by the Federal Reserve reveals the net worth of homeowners is forty times greater than that of renters.
