Real Estate Blog
A Great Way to Increase Your Family’s Net Worth
Every three years, the Federal Reserve conducts its Survey of Consumer Finances. Data is collected across all economic and social groups. The latest survey data covers 2013-2016.
![Finish 2019 Strong. Start 2020 Even Stronger. [FREE WEBINAR] | Keeping Current Matters](https://files.keepingcurrentmatters.com/wp-content/uploads/2019/08/14145340/08.22-BlogPost.jpg "Finish 2019 Strong. Start 2020 Even Stronger. [FREE WEBINAR] | Keeping Current Matters")
Finish 2019 Strong. Start 2020 Even Stronger. [FREE WEBINAR]
![Finish 2019 Strong. Start 2020 Even Stronger. [FREE WEBINAR] | Keeping Current Matters](https://files.keepingcurrentmatters.com/wp-content/uploads/2019/08/09152711/08.22-BlogPost.png)
![Buying a Home? Do You Know the Lingo? [INFOGRAPHIC] | Keeping Current Matters](https://files.keepingcurrentmatters.com/wp-content/uploads/2019/08/13164259/20190816-Share-KCM.jpg "Buying a Home? Do You Know the Lingo? [INFOGRAPHIC] | Keeping Current Matters")
Buying a Home: Do You Know the Lingo? [INFOGRAPHIC]
![Buying a Home? Do You Know the Lingo? [INFOGRAPHIC] | Keeping Current Matters](https://files.keepingcurrentmatters.com/wp-content/uploads/2019/08/13164154/20190816-NM.jpg)
Some Highlights:
- Buying a home can be intimidating if you’re not familiar with the terms used throughout the process.
- To point you in the right direction, here’s a list of some of the most common language you’ll hear when buying a home.
- The best way to ensure your home-buying process is a positive one is to find a real estate professional who will guide you through every aspect of the transaction with ‘the heart of a teacher.’
Busting the Myth About a Housing Affordability Crisis
It seems you can’t find a headline with the term “housing affordability” without the word “crisis” attached to it. That’s because some only consider the fact that residential real estate prices have continued to appreciate. However, we must realize it’s not just the price of a home that matters, but the price relative to a purchaser’s buying power.
The Benefits of Growing Equity in Your Home
Over the last couple of years, we’ve heard quite a bit about rising home prices. Today, expert projections still forecast continued growth, just at a slower pace. One of the often-overlooked benefits of rising home prices is the positive impact they have on home equity. Let’s break down three ways this is a win for homeowners.
5 Real Estate Reality TV Myths Explained
Have you ever been flipping through the channels, only to find yourself glued to the couch in an HGTV binge session? We’ve all been there, watching entire seasons of shows like “Property Brothers,” “Fixer Upper,” and “Love It or List It,” all in one sitting.
American Confidence in Housing at an All-Time High
Fannie Mae just released the July edition of their Home Purchase Sentiment Index (HPSI). The HPSI takes information regarding consumers’ confidence in the real estate market from Fannie Mae’s National Housing Survey and condenses it into a single number. Therefore, the HPSI reflects consumers’ current views and forward-looking expectations of housing market conditions.
Finish 2019 Strong. Start 2020 Even Stronger. [FREE WEBINAR]
![Rent Vs. Own [INFOGRAPHIC] | Keeping Current Matters](https://files.keepingcurrentmatters.com/wp-content/uploads/2019/08/07171300/20190809-Share-KCM.jpg "Rent Vs. Own [INFOGRAPHIC] | Keeping Current Matters")
Rent Vs. Own [INFOGRAPHIC]
![Rent Vs. Own [INFOGRAPHIC] | Keeping Current Matters](https://files.keepingcurrentmatters.com/wp-content/uploads/2019/08/07155006/20190809-NM.jpg)
Some Highlights:
- Owning your own home vs. renting may lead to some great options, such as locking in your monthly payments and having the freedom to customize your living space.
- Whether you rent or own, you have to cover someone’s mortgage costs. You may as well be doing so to build your own wealth, rather than that of your landlord.
- Renting and owning both have up-front fees when you sign your lease or close, respectively. Think about putting that money to work for you!
Why All the Chicken Littles Should Calm Down
The U.S. Census Bureau recently released their 2019 Q2 Homeownership Report. Some began to see the sky falling, believing the report showed Americans may be stepping back from their belief in homeownership.
Appreciation Is Strong: It Might Be Time to Sell
There’s no doubt that today’s housing market is changing, and everything we see right now indicates it is time to sell. Here’s a look at why selling now is likely to drive the greatest return on your largest investment.
How Much Do You Know About Down Payments?
Whether you’ve owned a home before, or you’re ready to jump into homeownership for the first time, there are always a lot of questions swirling around about what is truly required for a down payment, and how to best source down payment assistance. Let’s tackle these two today.
Millionaire to Millennials: The Costly Mistake of Not Buying Now
On his personal website, self-made millionaire David Bach makes a striking statement:
“Not prioritizing homeownership is the single biggest mistake millennials are making.”
![Existing Home Sales Point Toward a Good Time to Sell [INFOGRAPHIC] | Keeping Current Matters](https://files.keepingcurrentmatters.com/wp-content/uploads/2019/08/31124950/20190801-Share-KCM-1.jpg "Existing Home Sales Point Toward a Good Time to Sell [INFOGRAPHIC] | Keeping Current Matters")
Existing Home Sales Point Toward a Good Time to Sell [INFOGRAPHIC]
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Some Highlights:
- Existing Home Sales dropped 1.7% from May to a seasonally adjusted annual rate of 5.27 million in June.
- Low inventory levels are still a factor in the market. The current supply of homes for sale is at 4.4 months, which is less than the optimal 6-month supply.
- Median home prices were up 4.3% from June 2018, hitting $285,700. This marked the 88th consecutive month with year-over-year price gains.
How to Judge the Impact of the Next Economic Slowdown on Housing
We’ve experienced economic growth for almost a decade, which is the longest recovery in the nation’s history. Experts know a recession can’t be too far off, but when will this economic slowdown actually occur?
Why Now Is the Perfect Time to Sell Your House
As a homeowner, it’s always tempting to dream about the next big project you’re going to tackle. The possibilities are endless. Should I renovate? Should I refinance? Should I stay? Should I move? The list goes on and on.
How to Increase Your Equity Over the Next 5 Years
Many of the questions currently surrounding the real estate industry focus on home prices and where they are heading. The most recent Home Price Expectation Survey (HPES) helps target these projected answers.
3 Expert Insights On Inventory In The Current Market
The current housing landscape presents greater home values, low interest rates, and high buyer demand. All of these factors point to the strong market forecasted to continue throughout the rest of the year.
![Home Prices Up 5.05% Across the Country [INFOGRAPHIC] | Keeping Current Matters](https://files.keepingcurrentmatters.com/wp-content/uploads/2019/07/15142450/20190726-Share-KCM.jpg "Home Prices Up 5.05% Across the Country [INFOGRAPHIC] | Keeping Current Matters")
Home Prices Up 5.05% Across the Country [INFOGRAPHIC]
![Home Prices Up 5.05% Across the Country [INFOGRAPHIC] | Keeping Current Matters](https://files.keepingcurrentmatters.com/wp-content/uploads/2019/07/25112400/20190726-NM-1.jpg)
Some Highlights:
- The Federal Housing Finance Agency (FHFA) recently released their latest Quarterly Home Price Index report.
- In the report, home prices are compared both regionally and by state.
- Based on the latest numbers, if you plan on relocating to another state, waiting to move may end up costing you more!
3 Powerful Reasons to Buy a Home Now
Whether you are a first-time buyer or looking to move up to the home of your dreams, now is a great time to purchase a home. Here are three major reasons to buy today.
Mid-Year Housing Market Update: Three Things to Know Today
Shifting trends and industry-leading research are pointing toward some valuable projections about the status of the housing market for the rest of the year.
What Experts are Saying About the Current Housing Market
We’re halfway through the year, and with a decline in interest rates as well as home price and wage appreciation, many are wondering what the experts predict for the second half of 2019.
Is Renting Right for Me?
If you’re currently renting and have dreams of owning your own home, it may be a good time to think about your next move. With rent costs rising annually and many helpful down payment assistance programs available, homeownership may be closer than you realize.
![The Cost of Waiting: Interest Rates Edition [INFOGRAPHIC] | Keeping Current Matters](https://files.keepingcurrentmatters.com/wp-content/uploads/2019/07/15125853/20190719-Share-KCM.jpg "The Cost of Waiting: Interest Rates Edition [INFOGRAPHIC] | Keeping Current Matters")
The Cost of Waiting: Interest Rates Edition [INFOGRAPHIC]
![The Cost of Waiting: Interest Rates Edition [INFOGRAPHIC] | Keeping Current Matters](https://files.keepingcurrentmatters.com/wp-content/uploads/2019/07/19135824/20190719-NM.jpg)
Some Highlights:
- Interest rates are projected to increase steadily heading into 2020.
- The higher your interest rate, the more money you will end up paying for your home and the higher your monthly payment will be.
- Rates are still low right now – don’t wait until they hit 5% to start searching for your dream home!
The Surprising Profile of the Real Estate Investor
Over 10% of all residential homes are purchased by investors, and that number continues to rise. Who are these investors?
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