Should I Refinance My Home?
With the recent lower interest rates, many homeowners are wondering if they should refinance.
Home Price Appreciation Forecast
Questions continue to come up about where home prices will head throughout the rest of this year, as well as where they may be going over the few years beyond.
![Is Your First Home Now Within Your Grasp? [INFOGRAPHIC] | Keeping Current Matters](https://files.keepingcurrentmatters.com/wp-content/uploads/2019/06/24170858/20190621-Share-STM.jpg "Is Your First Home Now Within Your Grasp? [INFOGRAPHIC] | Keeping Current Matters")
Is Your First Home Now Within Your Grasp? [INFOGRAPHIC]
![Is Your First Home Now Within Your Grasp? [INFOGRAPHIC] | Keeping Current Matters](https://files.keepingcurrentmatters.com/wp-content/uploads/2019/06/24170759/FTHB-Demographics-ENG-KCM.jpg)
Some Highlights:
- According to the US Census Bureau, “millennials” are defined as 18-36-year-olds.
- According to NAR’s latest Profile of Home Buyers & Sellers, the median age of all first-time home buyers is 32.
- More and more “old millennials” (25-36) are realizing that homeownership is within their grasp now!
Americans’ Powerful Belief in Homeownership as an Investment
The Federal Reserve Bank (The Fed) recently released their 2019 Survey of Consumer Expectations Housing Survey. The survey reported that 65% of Americans believe homeownership is a good financial investment. Since 2014, the percentage has increased by over nine percent.
4 Tips to Sell Your Home Faster
Since June of last year, we have seen an increase in the inventory of homes for sale month per month. Every spring and summer, the inventory increases because people want to sell their home. For those with children, they may want to be in their new home for the beginning of the school year.
5 Powerful Reasons to Own Instead of Rent
Owning a home has great financial benefits.
Now’s the Time to Move-Up and Upgrade Your Current Home!
Homes priced at the top 25% of the price range for a particular area of the country are considered 'premium homes.' In today’s real estate market, there are deals to be had at the higher end! This is great news for homeowners wanting to upgrade from their current house.
![10 Steps to Buying a Home This Summer [INFOGRAPHIC] | Keeping Current Matters](https://files.keepingcurrentmatters.com/wp-content/uploads/2019/06/09150057/20190628-Share-KCM.jpg "10 Steps to Buying a Home This Summer [INFOGRAPHIC] | Keeping Current Matters")
10 Steps to Buying a Home This Summer [INFOGRAPHIC]
![10 Steps to Buying a Home This Summer [INFOGRAPHIC] | Keeping Current Matters](https://files.keepingcurrentmatters.com/wp-content/uploads/2019/06/09145644/20190628-10-Steps-KCM.jpg)
Some Highlights:
- If you are thinking of buying a home, you may not know where to start.
- Here is a simple list of 10 steps that you will go through to purchase a home.
- Make sure to ask your agent for details about each step and what else may be required in your area!
Happy Independence Day!
Wishing you and yours a safe and Happy 4th of July!
Wishing you and yours a safe and Happy 4th of July!
Is Mortgage Debt out of Control?
The housing crisis of the last decade was partially caused by unhealthy levels of mortgage debt. Homeowners were using their homes as ATMs by refinancing and swapping their equity for cash.
Millennials Are Increasing the Demand for Condominiums
When deciding to buy a home, people are presented with many different options. The type of home you buy depends on your needs, budget, and in many cases, the desired maintenance level. For many millennials, their choice has been buying a condominium!
Top 5 Reasons You Should NOT FSBO
Rising home prices coupled with a lack of inventory in today’s market may cause some homeowners to consider selling their home on their own (known in the industry as a For Sale By Owner). However, a FSBO might not be a good idea for the vast majority of sellers.
![Americans Rank Real Estate Best Investment for 6 Years Running! [INFOGRAPHIC] | Keeping Current Matters](https://files.keepingcurrentmatters.com/wp-content/uploads/2019/06/04095417/20190628-Share-KCM-1.jpg "Americans Rank Real Estate Best Investment for 6 Years Running! [INFOGRAPHIC] | Keeping Current Matters")
Americans Rank Real Estate Best Investment for 6 Years Running! [INFOGRAPHIC]
![Americans Rank Real Estate Best Investment For 6 Years Running! [INFOGRAPHIC] | Keeping Current Matters](https://files.keepingcurrentmatters.com/wp-content/uploads/2019/06/04095253/20190628-KCM.jpg)
Some Highlights:
- Real estate has outranked stocks/mutual funds, gold, savings accounts/CDs, and bonds as the best long-term investment among Americans for the last 6 years.
- Stock owners are more positive about real estate than stocks as an investment.
- Of the 4 listed, real estate is the only investment you can also live in!
Know What to Expect at Your Home Inspection
So you made an offer and it was accepted. Now, your next task is to have the home inspected prior to closing. Agents oftentimes make your offer contingent on a clean home inspection.
Before You Look for Your Dream Home: Know What You Want vs. What You Need!
In this day and age of being able to shop for anything anywhere, it is really important to know what you’re looking for when you start your home search.
Having a Professional on Your Side Makes All the Difference!
In today’s fast-paced world where answers are a Google search away, there are some who may wonder what the benefits of hiring a real estate professional to help them in their home search are. The truth is, the addition of more information causes more confusion.
Stop Wondering What Your Budget Is & Get Pre-Approved!
In many markets across the country, the number of buyers searching for their dream homes outnumbers the number of homes for sale. This has led to a competitive marketplace where buyers often need to stand out. One way to show that you are serious about buying your dream home is to get pre-qualified or pre-approved for a mortgage before starting your search.
![4 Reasons to Sell This Summer [INFOGRAPHIC] | Keeping Current Matters](https://files.keepingcurrentmatters.com/wp-content/uploads/2019/06/03171914/20190621-Share-KCM-Image.jpg "4 Reasons to Sell This Summer [INFOGRAPHIC] | Keeping Current Matters")
4 Reasons to Sell This Summer [INFOGRAPHIC]
![4 Reasons to Sell this Summer [INFOGRAPHIC] | Keeping Current Matters](https://files.keepingcurrentmatters.com/wp-content/uploads/2019/06/03171418/20190621-KCM.jpg)
Some Highlights:
- Buyer demand continues to outpace the supply of homes for sale. This means that buyers are often competing with one another for the few listings that are available.
- Housing inventory is still under the 6-month supply needed to sustain a normal housing market.
- Now may be the time for you and your family to move on and start living the life you desire!
Young First-Time Buyers Are Saving for Their Dream Homes
Young buyers (Millennials and Gen Z) have waited longer than previous generations to enter the housing market for their first home. However, this hasn’t stopped them from dreaming about the home they will eventually buy. Many spend hours searching listings and building Pinterest boards of their favorite home features.
What You Need to Know About Private Mortgage Insurance (PMI)
Whether it is your first time or your fifth, it is always important to know all the facts when it comes to buying a home. With the large number of mortgage programs available that allow buyers to purchase homes with down payments below 20%, you can never have too much information about Private Mortgage Insurance (PMI).
Why Is So Much Paperwork Required to Get a Mortgage?
When buying a home today, why is there so much paperwork mandated by the lenders for a mortgage loan application? It seems like they need to know everything about you. Furthermore, it requires three separate sources to validate each and every entry on the application form. Many buyers are being told by friends and family that the process was a hundred times easier when they bought their home ten to twenty years ago.
5 Reasons to Sell Your House This Summer
Here are 5 compelling reasons listing your home for sale this summer makes sense.
![Top 4 Renovations for the Greatest Return on Investment! [INFOGRAPHIC] | Keeping Current Matters](https://files.keepingcurrentmatters.com/wp-content/uploads/2019/06/03162918/20190614-Share-KCM.jpg "Top 4 Renovations for the Greatest Return on Investment! [INFOGRAPHIC] | Keeping Current Matters")
Top 4 Renovations for the Greatest Return on Investment! [INFOGRAPHIC]
![Top 4 Renovations for the Greatest Return on Investment! [INFOGRAPHIC] | Keeping Current Matters](https://files.keepingcurrentmatters.com/wp-content/uploads/2019/06/03162104/20190614-KCM.jpg)
Some Highlights:
- If you are planning on listing your house for sale this year, these four home improvement projects will net you the most Return on Investment (ROI).
- Minor renovations can go a long way toward improving the quality of your everyday life and/or impressing potential buyers.
- Whether you plan to stay in your house for a long time or just a few years, it’s smart to know which home renovations add the most value.
Time for Your Dream Home, Gen X!
During the housing market crash, Gen X homeowners lost more wealth than other generations. However, things are changing now! A strong economy, increasing home prices, and the recovery of the housing market are helping this generation to regain their lost wealth.
3 Things to Know in the Housing Market Today!
A lot is happening in the world, and it’s having a direct impact on the housing market. The reality is this: some of it is positive and some of it may be negative. Some we just don’t know yet.
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