If you’re planning to buy a home this year, you may be focused on the spring market.

If you’re one of the thousands of homebuyers waiting for rates to fall, you should know it’s already happening.

Wondering what to expect from the housing market in 2026? You’re not the only one.

If you’re like a lot of homeowners, you’ve probably thought: “I’d like to move… but I don’t want to give up my 3% rate.”

After several years of high mortgage rates and hesitation from buyers, momentum is quietly building beneath the surface of the housing market.

A lot of buyers are stuck in “wait and see” mode right now.

Mortgage rates have been the monster under the bed for a while. Every time they tick up, people flinch and say, “Maybe I’ll wait.” But here’s the twist. Waiting for that perfect 5-point-something rate could end up haunting your wallet later.

If you paused your plans to move because of high rates or prices, it may finally be time to take a second look at your numbers. 

After a couple of years where the housing market felt stuck in neutral, 2026 may be the year things shift back into gear.

You want mortgage rates to fall – and they've started to. But is it going to last? And how low will they go?

A recent survey from Bank of America asked would-be homebuyers what would help them feel better about making a move, and it’s no surprise the answers have a clear theme.

For the past couple of years, it’s been tough for a lot of homebuyers to make the numbers work.

Mortgage rates are finally heading in the right direction – and buyers are starting to jump back in.

The Federal Reserve (the Fed) meets this week, and expectations are high that they’ll cut the Federal Funds Rate. But does that mean mortgage rates will drop? 

You’ve been waiting for what feels like forever for mortgage rates to finally budge. And last week, they did – in a big way.

Mortgage rates are still a hot topic – and for good reason.

Are you looking for better home prices, or even a lower mortgage rate? You might find both in one place: a newly built home. 

Over the past few years, affordability has been the biggest challenge for homebuyers. 

It’s hard to let go of a 3% mortgage rate. There’s no question about it. 

If you’re a first-time homebuyer, you might feel like the odds are stacked against you in today’s market. But there are resources and programs out there that can help – if you know where to look.

A lot of buyers are pressing pause on their plans these days, holding out hope that mortgage rates will come down – maybe even back to the historic-low 3% from a few years ago. But here’s the thing: those rates were never meant to last. 

If you’ve been house hunting lately, you’ve probably felt the sting of today’s mortgage rates.