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1624 search results for: today is the day

1501
stdClass Object
(
    [agents_bottom_line] => In today's market, with homes selling quickly and prices rising some homeowners might consider trying to sell their home on their own, known in the industry as a For Sale by Owner (FSBO). There are several reasons this might not be a good idea for the vast majority of sellers.


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                    [created_at] => 2019-06-03T18:18:43Z
                    [id] => 6
                    [name] => For Sellers
                    [parent] => 
                    [parent_id] => 
                    [published_at] => 2019-06-03T18:18:43Z
                    [slug] => sellers
                    [status] => public
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                                    [name] => Para los vendedores
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                    [updated_at] => 2019-06-03T18:18:43Z
                )

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                    [created_at] => 2019-06-03T18:18:43Z
                    [id] => 41
                    [name] => For Sale by Owner
                    [parent] => 
                    [parent_id] => 
                    [published_at] => 2024-04-10T16:01:58Z
                    [slug] => for-sale-by-owner
                    [status] => public
                    [translations] => stdClass Object
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                            [es] => stdClass Object
                                (
                                    [name] => “FSBO“
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                    [updated_at] => 2024-04-10T16:01:58Z
                )

        )

    [content_type] => blog
    [contents] => In today's market, with homes selling quickly and prices rising some homeowners might consider trying to sell their home on their own, known in the industry as a For Sale by Owner (FSBO). There are several reasons this might not be a good idea for the vast majority of sellers.


    [created_at] => 2015-06-02T06:00:42Z
    [description] => In today's market, with homes selling quickly and prices rising some homeowners might consider trying to sell their home on their own, known in the industry as a For Sale by Owner (FSBO). There are several reasons this might not be a good idea for th...
    [expired_at] => 
    [featured_image] => https://simplifyingmedia/wp-content/uploads/2015/06/01162511/No-FSBO.jpg
    [id] => 311
    [published_at] => 2015-06-02T10:00:42Z
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    [slug] => 5-reasons-you-shouldnt-for-sale-by-owner-5
    [status] => published
    [tags] => Array
        (
        )

    [title] => 5 Reasons You Shouldn’t For Sale By Owner
    [updated_at] => 2015-06-02T11:15:19Z
    [url] => /2015/06/02/5-reasons-you-shouldnt-for-sale-by-owner-5/
)

5 Reasons You Shouldn’t For Sale By Owner

In today's market, with homes selling quickly and prices rising some homeowners might consider trying to sell their home on their own, known in the industry as a For Sale by Owner (FSBO). There are several reasons this might not be a good idea for th...
1501
stdClass Object
(
    [agents_bottom_line] => Today Kicks Off National Homeownership Month! | Simplifying The Market

National Homeownership Month actually started as a week-long celebration of homeownership during the Clinton administration in 1995. In 2002, President George W. Bush proclaimed June as the National Homeownership Month. Here is an excerpt from his proclamation:


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                    [created_at] => 2019-06-03T18:18:43Z
                    [id] => 5
                    [name] => For Buyers
                    [parent] => 
                    [parent_id] => 
                    [published_at] => 2019-06-03T18:18:43Z
                    [slug] => buyers
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                                    [name] => Para los compradores
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                    [updated_at] => 2019-06-03T18:18:43Z
                )

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    [content_type] => blog
    [contents] => Today Kicks Off National Homeownership Month! | Simplifying The Market

National Homeownership Month actually started as a week-long celebration of homeownership during the Clinton administration in 1995. In 2002, President George W. Bush proclaimed June as the National Homeownership Month. Here is an excerpt from his proclamation:


    [created_at] => 2015-06-01T06:00:13Z
    [description] => 

National Homeownership Month actually started as a week-long celebration of homeownership during the Clinton administration in 1995. In 2002, President George W. Bush proclaimed June as the National Homeownership Month. Here is an excerpt from hi...
    [expired_at] => 
    [featured_image] => https:///
    [id] => 310
    [published_at] => 2015-06-01T10:00:13Z
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    [slug] => today-kicks-off-national-homeownership-month
    [status] => published
    [tags] => Array
        (
        )

    [title] => Today Kicks Off National Homeownership Month!
    [updated_at] => 2015-06-01T12:13:40Z
    [url] => /2015/06/01/today-kicks-off-national-homeownership-month/
)

Today Kicks Off National Homeownership Month!

National Homeownership Month actually started as a week-long celebration of homeownership during the Clinton administration in 1995. In 2002, President George W. Bush proclaimed June as the National Homeownership Month. Here is an excerpt from hi...
1501
stdClass Object
(
    [agents_bottom_line] => Buyer Demand Exceeds Buyer Demand [INFOGRAPHIC] | Simplifying The Market

Some Highlights:


    
	
  • Inventory Levels are still below the 6.0 month level necessary for a normal market
    • 
	
  • Home Prices have experienced year-over-year gains for 38 straight months
    • 
	
  • Home sold faster than any time since June 2013, in just 39 days
    • 


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                    [created_at] => 2019-06-03T18:18:43Z
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                    [name] => For Buyers
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                    [published_at] => 2019-06-03T18:18:43Z
                    [slug] => buyers
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                                    [name] => Para los compradores
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                    [updated_at] => 2019-06-03T18:18:43Z
                )

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                    [created_at] => 2019-06-03T18:18:43Z
                    [id] => 6
                    [name] => For Sellers
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                    [published_at] => 2019-06-03T18:18:43Z
                    [slug] => sellers
                    [status] => public
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                            [es] => stdClass Object
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                                    [name] => Para los vendedores
                                )

                        )

                    [updated_at] => 2019-06-03T18:18:43Z
                )

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                    [created_at] => 2019-06-03T18:18:43Z
                    [id] => 8
                    [name] => Infographics
                    [parent] => 
                    [parent_id] => 
                    [published_at] => 2019-06-03T18:18:43Z
                    [slug] => infographics
                    [status] => public
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                                    [name] => Infografías
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                    [updated_at] => 2019-06-03T18:18:43Z
                )

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    [content_type] => blog
    [contents] => Buyer Demand Exceeds Buyer Demand [INFOGRAPHIC] | Simplifying The Market

Some Highlights:


    
	
  • Inventory Levels are still below the 6.0 month level necessary for a normal market
    • 
	
  • Home Prices have experienced year-over-year gains for 38 straight months
    • 
	
  • Home sold faster than any time since June 2013, in just 39 days
    • 


    [created_at] => 2015-05-29T06:00:57Z
    [description] => 
Some Highlights:

	Inventory Levels are still below the 6.0 month level necessary for a normal market
	Home Prices have experienced year-over-year gains for 38 straight months
	Home sold faster than any time since June 2013, in just 39 days
...
    [expired_at] => 
    [featured_image] => https:///
    [id] => 309
    [published_at] => 2015-05-29T10:00:57Z
    [related] => Array
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    [slug] => buyer-demand-exceeds-housing-supply-infographic
    [status] => published
    [tags] => Array
        (
        )

    [title] => Buyer Demand Exceeds Housing Supply [INFOGRAPHIC]
    [updated_at] => 2015-05-28T15:54:48Z
    [url] => /2015/05/29/buyer-demand-exceeds-housing-supply-infographic/
)

Buyer Demand Exceeds Housing Supply [INFOGRAPHIC]

Some Highlights: Inventory Levels are still below the 6.0 month level necessary for a normal market Home Prices have experienced year-over-year gains for 38 straight months Home sold faster than any time since June 2013, in just 39 days ...
1501
stdClass Object
(
    [agents_bottom_line] => If you thought about selling your house this year, now may be the time to do it. The inventory of homes for sale is well below historic norms and buyer demand is skyrocketing. We were still in high school when we learned the concept of supply and demand: the best time to sell something is when supply of that item is low and demand for that item is high. That defines today’s real estate market.


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                    [created_at] => 2019-06-03T18:18:43Z
                    [id] => 6
                    [name] => For Sellers
                    [parent] => 
                    [parent_id] => 
                    [published_at] => 2019-06-03T18:18:43Z
                    [slug] => sellers
                    [status] => public
                    [translations] => stdClass Object
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                            [es] => stdClass Object
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                                    [name] => Para los vendedores
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                        )

                    [updated_at] => 2019-06-03T18:18:43Z
                )

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                    [category_type] => standard
                    [children] => 
                    [created_at] => 2019-06-03T18:18:43Z
                    [id] => 38
                    [name] => Move-Up
                    [parent] => 
                    [parent_id] => 
                    [published_at] => 2024-04-10T16:00:35Z
                    [slug] => move-up
                    [status] => public
                    [translations] => stdClass Object
                        (
                            [es] => stdClass Object
                                (
                                    [name] => Compradores de casa mas grande
                                )

                        )

                    [updated_at] => 2024-04-10T16:00:35Z
                )

        )

    [content_type] => blog
    [contents] => If you thought about selling your house this year, now may be the time to do it. The inventory of homes for sale is well below historic norms and buyer demand is skyrocketing. We were still in high school when we learned the concept of supply and demand: the best time to sell something is when supply of that item is low and demand for that item is high. That defines today’s real estate market.


    [created_at] => 2015-05-28T06:00:12Z
    [description] => If you thought about selling your house this year, now may be the time to do it. The inventory of homes for sale is well below historic norms and buyer demand is skyrocketing. We were still in high school when we learned the concept of supply and dem...
    [expired_at] => 
    [featured_image] => https://simplifyingmedia/wp-content/uploads/2015/05/01162530/Drivers-Seat.jpg
    [id] => 308
    [published_at] => 2015-05-28T10:00:12Z
    [related] => Array
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    [slug] => if-you-are-thinking-of-selling-nows-the-time
    [status] => published
    [tags] => Array
        (
        )

    [title] => If You are Thinking of Selling, Now’s the Time
    [updated_at] => 2015-05-28T10:28:41Z
    [url] => /2015/05/28/if-you-are-thinking-of-selling-nows-the-time/
)

If You are Thinking of Selling, Now’s the Time

If you thought about selling your house this year, now may be the time to do it. The inventory of homes for sale is well below historic norms and buyer demand is skyrocketing. We were still in high school when we learned the concept of supply and dem...
1501
stdClass Object
(
    [agents_bottom_line] => We recently posted on the results from the latest Home Price Expectation Survey (HPES) showing where residential home prices are headed over the next five years. Today, we want to show you what the results of the report could mean to you.


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                    [created_at] => 2019-06-03T18:18:43Z
                    [id] => 9
                    [name] => Home Prices
                    [parent] => 
                    [parent_id] => 
                    [published_at] => 2019-06-03T18:18:43Z
                    [slug] => home-prices
                    [status] => public
                    [translations] => stdClass Object
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                            [es] => stdClass Object
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                                    [name] => Precios
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                    [updated_at] => 2019-06-03T18:18:43Z
                )

        )

    [content_type] => blog
    [contents] => We recently posted on the results from the latest Home Price Expectation Survey (HPES) showing where residential home prices are headed over the next five years. Today, we want to show you what the results of the report could mean to you.


    [created_at] => 2015-05-27T06:00:42Z
    [description] => We recently posted on the results from the latest Home Price Expectation Survey (HPES) showing where residential home prices are headed over the next five years. Today, we want to show you what the results of the report could mean to you.

...
    [expired_at] => 
    [featured_image] => https://simplifyingmedia/wp-content/uploads/2015/05/01162520/Investment2.jpg
    [id] => 307
    [published_at] => 2015-05-27T10:00:42Z
    [related] => Array
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        )

    [slug] => homeownership-as-an-investment-the-role-of-price-appreciation
    [status] => published
    [tags] => Array
        (
        )

    [title] => Homeownership as an Investment: The Role of Price Appreciation
    [updated_at] => 2015-05-27T10:29:56Z
    [url] => /2015/05/27/homeownership-as-an-investment-the-role-of-price-appreciation/
)

Homeownership as an Investment: The Role of Price Appreciation

We recently posted on the results from the latest Home Price Expectation Survey (HPES) showing where residential home prices are headed over the next five years. Today, we want to show you what the results of the report could mean to you. ...
1501
stdClass Object
(
    [agents_bottom_line] => A recent post by the National Association of Realtors (NAR) revealed that in the months of December 2014 through February 2015, there was an increase in the number of first-time buyers making a down payment of 6% or less as compared to last year:

    
	
  • 2014: 61% of first time home buyers
    • 
	
  • 2015: 66% of first time home buyers
    • 



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                    [created_at] => 2019-06-03T18:18:43Z
                    [id] => 5
                    [name] => For Buyers
                    [parent] => 
                    [parent_id] => 
                    [published_at] => 2019-06-03T18:18:43Z
                    [slug] => buyers
                    [status] => public
                    [translations] => stdClass Object
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                            [es] => stdClass Object
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                                    [name] => Para los compradores
                                )

                        )

                    [updated_at] => 2019-06-03T18:18:43Z
                )

        )

    [content_type] => blog
    [contents] => A recent post by the National Association of Realtors (NAR) revealed that in the months of December 2014 through February 2015, there was an increase in the number of first-time buyers making a down payment of 6% or less as compared to last year:

    
	
  • 2014: 61% of first time home buyers
    • 
	
  • 2015: 66% of first time home buyers
    • 



    [created_at] => 2015-05-20T06:00:04Z
    [description] => A recent post by the National Association of Realtors (NAR) revealed that in the months of December 2014 through February 2015, there was an increase in the number of first-time buyers making a down payment of 6% or less as compared to last year:

...
    [expired_at] => 
    [featured_image] => https://simplifyingmedia/wp-content/uploads/2015/05/01162530/Small-Down-Payment.jpg
    [id] => 303
    [published_at] => 2015-05-20T10:00:04Z
    [related] => Array
        (
        )

    [slug] => more-home-buyers-putting-less-down
    [status] => published
    [tags] => Array
        (
        )

    [title] => More Home Buyers Putting Less Down
    [updated_at] => 2015-05-19T20:55:29Z
    [url] => /2015/05/20/more-home-buyers-putting-less-down/
)

More Home Buyers Putting Less Down

A recent post by the National Association of Realtors (NAR) revealed that in the months of December 2014 through February 2015, there was an increase in the number of first-time buyers making a down payment of 6% or less as compared to last year: ...
1501
stdClass Object
(
    [agents_bottom_line] => Today, many real estate conversations center on housing prices and where they may be headed. That is why we like the Home Price Expectation Survey.


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                    [created_at] => 2019-06-03T18:18:43Z
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                    [name] => For Buyers
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                    [published_at] => 2019-06-03T18:18:43Z
                    [slug] => buyers
                    [status] => public
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                                    [name] => Para los compradores
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                    [updated_at] => 2019-06-03T18:18:43Z
                )

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                    [created_at] => 2019-06-03T18:18:43Z
                    [id] => 6
                    [name] => For Sellers
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                    [parent_id] => 
                    [published_at] => 2019-06-03T18:18:43Z
                    [slug] => sellers
                    [status] => public
                    [translations] => stdClass Object
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                                    [name] => Para los vendedores
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                    [updated_at] => 2019-06-03T18:18:43Z
                )

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                    [created_at] => 2019-06-03T18:18:43Z
                    [id] => 9
                    [name] => Home Prices
                    [parent] => 
                    [parent_id] => 
                    [published_at] => 2019-06-03T18:18:43Z
                    [slug] => home-prices
                    [status] => public
                    [translations] => stdClass Object
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                            [es] => stdClass Object
                                (
                                    [name] => Precios
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                        )

                    [updated_at] => 2019-06-03T18:18:43Z
                )

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    [content_type] => blog
    [contents] => Today, many real estate conversations center on housing prices and where they may be headed. That is why we like the Home Price Expectation Survey.


    [created_at] => 2015-05-19T06:00:36Z
    [description] => Today, many real estate conversations center on housing prices and where they may be headed. That is why we like the Home Price Expectation Survey.

...
    [expired_at] => 
    [featured_image] => https://simplifyingmedia/wp-content/uploads/2015/05/01162525/Pulsenomics1.jpg
    [id] => 302
    [published_at] => 2015-05-19T10:00:36Z
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        (
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    [slug] => where-are-prices-headed-in-the-next-5-years
    [status] => published
    [tags] => Array
        (
        )

    [title] => Where Are Prices Headed In The Next 5 Years?
    [updated_at] => 2015-05-20T10:39:59Z
    [url] => /2015/05/19/where-are-prices-headed-in-the-next-5-years/
)

Where Are Prices Headed In The Next 5 Years?

Today, many real estate conversations center on housing prices and where they may be headed. That is why we like the Home Price Expectation Survey. ...
1501
stdClass Object
(
    [agents_bottom_line] => Earlier this week, the National Association of Realtors (NAR) released their latest quarterly report. The report covered three important aspects of the housing market:

    
	
  1. Buyer Demand
    2. 
	
  2. Supply of Housing Inventory
    3. 
	
  3. Single Family Residential Prices
    4. 



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                    [name] => For Buyers
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                    [published_at] => 2019-06-03T18:18:43Z
                    [slug] => buyers
                    [status] => public
                    [translations] => stdClass Object
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                                    [name] => Para los compradores
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                    [updated_at] => 2019-06-03T18:18:43Z
                )

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                    [created_at] => 2019-06-03T18:18:43Z
                    [id] => 6
                    [name] => For Sellers
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                    [published_at] => 2019-06-03T18:18:43Z
                    [slug] => sellers
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                                    [name] => Para los vendedores
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                    [updated_at] => 2019-06-03T18:18:43Z
                )

        )

    [content_type] => blog
    [contents] => Earlier this week, the National Association of Realtors (NAR) released their latest quarterly report. The report covered three important aspects of the housing market:

    
	
  1. Buyer Demand
    2. 
	
  2. Supply of Housing Inventory
    3. 
	
  3. Single Family Residential Prices
    4. 



    [created_at] => 2015-05-14T06:00:58Z
    [description] => Earlier this week, the National Association of Realtors (NAR) released their latest quarterly report. The report covered three important aspects of the housing market:

	Buyer Demand
	Supply of Housing Inventory
	Single Family Residential Prices
...
    [expired_at] => 
    [featured_image] => https://simplifyingmedia/wp-content/uploads/2015/05/01162534/Housing-Update2.jpg
    [id] => 299
    [published_at] => 2015-05-14T10:00:58Z
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    [slug] => housing-update-demand-up-supply-down-prices-increasing
    [status] => published
    [tags] => Array
        (
        )

    [title] => Housing Update: Demand Up, Supply Down, Prices Increasing
    [updated_at] => 2015-05-14T12:41:56Z
    [url] => /2015/05/14/housing-update-demand-up-supply-down-prices-increasing/
)

Housing Update: Demand Up, Supply Down, Prices Increasing

Earlier this week, the National Association of Realtors (NAR) released their latest quarterly report. The report covered three important aspects of the housing market: Buyer Demand Supply of Housing Inventory Single Family Residential Prices ...
1501
stdClass Object
(
    [agents_bottom_line] => We recently reported that investment purchases in 2014 fell 7.4% for the year, that combined with a diminished supply of distressed inventory allowing for big profits, has real estate investors looking for a new way to make more money in 2015.

So if they don’t have new properties to buy… how would they make more money? Easy… they are going to raise your rent!


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                    [name] => For Buyers
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                    [published_at] => 2019-06-03T18:18:43Z
                    [slug] => buyers
                    [status] => public
                    [translations] => stdClass Object
                        (
                            [es] => stdClass Object
                                (
                                    [name] => Para los compradores
                                )

                        )

                    [updated_at] => 2019-06-03T18:18:43Z
                )

            [1] => stdClass Object
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                    [category_type] => standard
                    [children] => 
                    [created_at] => 2019-06-03T18:18:43Z
                    [id] => 11
                    [name] => First-Time Buyers
                    [parent] => 
                    [parent_id] => 
                    [published_at] => 2024-04-10T15:59:33Z
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    [contents] => We recently reported that investment purchases in 2014 fell 7.4% for the year, that combined with a diminished supply of distressed inventory allowing for big profits, has real estate investors looking for a new way to make more money in 2015.

So if they don’t have new properties to buy… how would they make more money? Easy… they are going to raise your rent!


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So ...
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You Want to Raise My Rent How Much?

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Eric Belsky, the Managing Director of the Joint Center of Housing Studies at Harvard University expanded on the top 5 financial benefits of homeownership his paper - The Dream Lives On: the Future of Homeownership in America.


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    [contents] => We have reported many times that the American Dream of homeownership is alive and well. The personal reasons to own differ for each buyer, with many basic similarities.

Eric Belsky, the Managing Director of the Joint Center of Housing Studies at Harvard University expanded on the top 5 financial benefits of homeownership his paper - The Dream Lives On: the Future of Homeownership in America.


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Attaining the American Dream: The 5 Financial Reasons to Buy

We have reported many times that the American Dream of homeownership is alive and well. The personal reasons to own differ for each buyer, with many basic similarities. Eric Belsky, the Managing Director of the Joint Center of Housing Studies at H...
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Homeownership Still a Great Investment

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Homeowners: We Need to Sell Your House Twice

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...
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4 Reasons To Move-Up This Spring

Spring is in full force; the summer months are right around the corner. If you are debating moving up to your dream home, here are four great reasons to consider buying today instead of waiting. ...
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Recently, Freddie Mac published a blog post titled Mortgage Rates: Still the Deal of the Century. They explained that, if you are planning to purchase a home, now may be the time:

“If you are in the market to buy a home, today's average mortgage rates are something to celebrate compared to almost any year since 1971.”


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    [contents] => The Deal of the Century?? | Simplifying The Market

Recently, Freddie Mac published a blog post titled Mortgage Rates: Still the Deal of the Century. They explained that, if you are planning to purchase a home, now may be the time:

“If you are in the market to buy a home, today's average mortgage rates are something to celebrate compared to almost any year since 1971.”


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    [description] => 

Recently, Freddie Mac published a blog post titled Mortgage Rates: Still the Deal of the Century. They explained that, if you are planning to purchase a home, now may be the time:
“If you are in the market to buy a home, today's average mortgage...
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The Deal of the Century??

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The top 4 reasons to own a home cited by respondents were not financial.


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The top 4 reasons to own a home cited by respondents were not financial.


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    [title] => There’s No Place Like Home
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There’s No Place Like Home

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In a speech delivered earlier this year, Secretary for HUD Julián Castro, called 2015 “A Year of Housing Opportunity”. A recent report by The National Association of Realtors (NAR) revealed that investment home sales decreased 7.4% in 2014 to an estimated 1.02 million.


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    [contents] => Good News for ‘Typical’ Home Buyers | Simplifying The Market

In a speech delivered earlier this year, Secretary for HUD Julián Castro, called 2015 “A Year of Housing Opportunity”. A recent report by The National Association of Realtors (NAR) revealed that investment home sales decreased 7.4% in 2014 to an estimated 1.02 million.


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In a speech delivered earlier this year, Secretary for HUD Julián Castro, called 2015 “A Year of Housing Opportunity”. A recent report by The National Association of Realtors (NAR) revealed that investment home sales decreased 7.4% in 2014 to an ...
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Good News for ‘Typical’ Home Buyers

In a speech delivered earlier this year, Secretary for HUD Julián Castro, called 2015 “A Year of Housing Opportunity”. A recent report by The National Association of Realtors (NAR) revealed that investment home sales decreased 7.4% in 2014 to an ...
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In order for the U.S. economy to get better, we need to sell more homes. Perhaps, it makes sense for one of those homes to be yours.

If you have considered selling but are still a little nervous, now might be the time to sit down with a real estate professional familiar with your market and see what your options truly are.
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    [contents] => We Need You(r House)!! | Simplifying The Market

Though the real estate market has improved, we still have one item holding it back from a full recovery – a robust supply of homes for sale. Demand has increased dramatically. At the same time, housing inventory is decreasing especially at the lower price points.

The National Association of Realtors (NAR) recently revealed that there is a pent-up seller demand caused by the uncertainty created by the housing crisis of the last decade.

What does that mean to you?

Houses listed today sell quickly. With prices still below peak values of 2007 in many parts of the country and mortgage interest rates at historic lows, this may be the perfect time for your family to make the move to the dream house you always wanted – whether that’s a larger home or that vacation/retirement home you have been looking at.

What does that mean to the economy?

Housing has always been an essential part of the U.S. economy. As we have reported before, real estate not only provides housing for families. It is often the greatest source of wealth and savings for many. The recent increase in real estate sales has led to an increase in real estate prices. This has increased the value of everyone’s' home, whether they are selling or not. This leads to an increase in consumer confidence which in turn leads to an increase in consumer spending. Plus, each home sale automatically puts money into the economy.

NAR compiled data from research conducted by the Bureau of Economic Analysis & Macroeconomic Advisors on the economic impact of a home purchase.

After reviewing the data, they concluded that the total economic impact of a typical home sale in the United States is an astonishing $52,205.

The more homes that sell, the better the economy.

Bottom Line

In order for the U.S. economy to get better, we need to sell more homes. Perhaps, it makes sense for one of those homes to be yours.

If you have considered selling but are still a little nervous, now might be the time to sit down with a real estate professional familiar with your market and see what your options truly are.
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We Need You(r House)!!

Though the real estate market has improved, we still have one item holding it back from a full recovery – a robust supply of homes for sale. Demand has increased dramatically. At the same time, housing inventory is decreasing especially at the lo...
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Everyone knows the social advantages of home ownership. However, some question the financial benefits of owning a home. Three recent studies shed some light on the issue.

RealtyTrac recently released a report comparing home price appreciation to wage growth over the last two years. The study revealed that home price appreciation has outpaced wage growth in 76% of U.S. housing markets during that time period. By how much? Here is a graph showing their findings:

Prices vs Wages | Simplifying The Market

And we all know the importance of home appreciation in determining the net wealth of most American families. Merrill Lynch just issued a report covering the issue. Their findings are shown here:

Home Equity | Simplifying The Market

It obviously makes financial sense to be a homeowner.

But, does it make sense to buy now?

The survey company Pulsenomics just issued their findings on the cost of owning versus the cost of renting. They compared historical averages to the cost you can expect to pay today.

Buy vs Rent | Simplifying The Market

The cost of buying is far below historical averages. Renting is another story.
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    [contents] => Does Homeownership Make Sense Financially? | Simplifying The Market

Everyone knows the social advantages of home ownership. However, some question the financial benefits of owning a home. Three recent studies shed some light on the issue.

RealtyTrac recently released a report comparing home price appreciation to wage growth over the last two years. The study revealed that home price appreciation has outpaced wage growth in 76% of U.S. housing markets during that time period. By how much? Here is a graph showing their findings:

Prices vs Wages | Simplifying The Market

And we all know the importance of home appreciation in determining the net wealth of most American families. Merrill Lynch just issued a report covering the issue. Their findings are shown here:

Home Equity | Simplifying The Market

It obviously makes financial sense to be a homeowner.

But, does it make sense to buy now?

The survey company Pulsenomics just issued their findings on the cost of owning versus the cost of renting. They compared historical averages to the cost you can expect to pay today.

Buy vs Rent | Simplifying The Market

The cost of buying is far below historical averages. Renting is another story.
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Everyone knows the social advantages of home ownership. However, some question the financial benefits of owning a home. Three recent studies shed some light on the issue.

RealtyTrac recently released a report comparing home price appreciation ...
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Does Homeownership Make Sense Financially?

Everyone knows the social advantages of home ownership. However, some question the financial benefits of owning a home. Three recent studies shed some light on the issue. RealtyTrac recently released a report comparing home price appreciation ...
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    [description] => Every seller wants to get the best price for their house. We learned in high school that the best price for any item will be determined by the demand for that item relative to the supply of that item.

...
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Selling Your House in 2015? Don’t Miss this Opportunity

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    [content_type] => blog
    [contents] => 3 Questions To Ask Yourself Before Buying A Home | Simplifying The Market

If you are debating purchasing a home right now, you are surely getting a lot of advice. Though your friends and family will have your best interest at heart, they may not be fully aware of your needs and what is currently happening in real estate. Let’s look at whether or not now is actually a good time for you to buy a home.

There are 3 questions you should ask before purchasing in today’s market:

1. Why am I buying a home in the first place?

This truly is the most important question to answer. Forget the finances for a minute. Why did you even begin to consider purchasing a home? For most, the reason has nothing to do with finances.

A study by the Joint Center for Housing Studies at Harvard University reveals that the four major reasons people buy a home have nothing to do with money:

    
	
  • A good place to raise children and for them to get a good education
    • 
	
  • A place where you and your family feel safe
    • 
	
  • More space for you and your family
    • 
	
  • Control of the space
    • 


What non-financial benefits will you and your family derive from owning a home? The answer to that question should be the biggest reason you decide to purchase or not.

2. Where are home values headed?

When looking at future housing values, Home Price Expectation Survey provides a fair assessment. Every quarter, Pulsenomics surveys a nationwide panel of over 100 economists, real estate experts and investment & market strategists about where prices are headed over the next five years. They then average the projections of all 100+ experts into a single number.

Here is what the experts projected in the latest survey:

    
	
  • Home values will appreciate by 4.4% in 2015.
    • 
	
  • The cumulative appreciation will be 19.3% by 2019.
    • 
	
  • Even the experts making up the most bearish quartile of the survey still are projecting a cumulative appreciation of over 11.7% by 2019.
    • 



3. Where are mortgage interest rates headed?

A buyer must be concerned about more than just prices. The ‘long term cost’ of a home can be dramatically impacted by an increase in mortgage rates.

The Mortgage Bankers Association (MBA), the National Association of Realtors and Freddie Mac have all projected that mortgage interest rates will increase by approximately one full percentage over the next twelve months.

Bottom Line

Only you and your family can know for certain the right time to purchase a home. Answering these questions will help you make that decision.
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)

3 Questions to Ask Yourself Before Buying A Home

If you are debating purchasing a home right now, you are surely getting a lot of advice. Though your friends and family will have your best interest at heart, they may not be fully aware of your needs and what is currently happening in real estat...
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Some Highlights:


    
 	
  • The National Association of REALTORS® surveyed their members for their Confidence Index
    • 
 	
  • The REALTORS® Confidence Index is a key indicator of housing market strength based on a monthly survey sent to over 50,000 real estate practitioners. Practitioners are asked about their expectations for home sales, prices and market conditions.
    • 
 	
  • Homes sold in less than 90 days in 36 out of 50 states and Washington D.C.
    • 
 	
  • Only 3 states had a median sold date in the 121 - 210 day range
    • 


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    [content_type] => blog
    [contents] => How Quickly Are Homes Selling In Your State? [INFOGRAPHIC] | Simplifying The Market

Some Highlights:


    
 	
  • The National Association of REALTORS® surveyed their members for their Confidence Index
    • 
 	
  • The REALTORS® Confidence Index is a key indicator of housing market strength based on a monthly survey sent to over 50,000 real estate practitioners. Practitioners are asked about their expectations for home sales, prices and market conditions.
    • 
 	
  • Homes sold in less than 90 days in 36 out of 50 states and Washington D.C.
    • 
 	
  • Only 3 states had a median sold date in the 121 - 210 day range
    • 


    [created_at] => 2015-04-10T06:00:51Z
    [description] => 
Some Highlights:

 	The National Association of REALTORS® surveyed their members for their Confidence Index
 	The REALTORS® Confidence Index is a key indicator of housing market strength based on a monthly survey sent to over 50,000 real estate ...
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    [updated_at] => 2016-09-07T13:27:02Z
    [url] => /2015/04/10/how-quickly-are-homes-selling-in-your-state-infographic/
)

How Quickly Are Homes Selling In Your State? [INFOGRAPHIC]

Some Highlights: The National Association of REALTORS® surveyed their members for their Confidence Index The REALTORS® Confidence Index is a key indicator of housing market strength based on a monthly survey sent to over 50,000 real estate ...
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    [content_type] => blog
    [contents] => Is Getting a Mortgage Getting Easier? | Simplifying The Market

There has been a lot of discussion about how difficult it is to get a home mortgage in this market. There is no doubt that the process is not as easy as it was eight to ten years ago and that’s probably good news. However, it does appear that availability to mortgage money is increasing with each passing day.

The Mortgage Bankers’ Association publishes the Mortgage Credit Availability Index (MCAI). According to their site the index is “a summary measure which indicates the availability of mortgage credit at a point in time”. As we can see from the graph below, mortgage availability has been increasing dramatically over the last six months.

Mortgage Availability | Simplifying The Market

Accompanying the latest index was this comment from Mike Fratantoni, MBA's Chief Economist:

"A number of factors contributed to a loosening of credit in March: Freddie Mac's introduction of their 97 LTV program (Fannie Mae's was implemented in December) [and the] additional loosening of parameters on jumbo loan programs… Although credit remains tight by historical standards, this increase in availability, coupled with low rates and job market strength, should lead to stronger home purchase activity this spring."


Bottom Line

If you have remained on the sidelines regarding homeownership because you were concerned about your ability to qualify for a mortgage, it may be time to get into the game.
    [created_at] => 2015-04-09T06:00:27Z
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There has been a lot of discussion about how difficult it is to get a home mortgage in this market. There is no doubt that the process is not as easy as it was eight to ten years ago and that’s probably good news. However, it does appear that ava...
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Is Getting a Mortgage Getting Easier?

There has been a lot of discussion about how difficult it is to get a home mortgage in this market. There is no doubt that the process is not as easy as it was eight to ten years ago and that’s probably good news. However, it does appear that ava...
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    [contents] => Housing Market is Healthiest in Years! | Simplifying The Market

According to Nationwide’s recently unveiled, Health of Housing Market (HoHM) Report, the US housing market is at it’s healthiest levels since the index’s creation in 2001.

The index analyzes the health of the housing market across the country and in 373 metro areas every quarter. Using the data that they have collected over the past 15 years, Nationwide will look to give a “data-driven view of the near-term performance of housing markets based upon current health indicators.”

The fourth quarter of 2014 ended with the highest indicator score in over 15 years of data analyzed by the study at 109.8. The report explains:

“An index value over 100 suggests that the national housing market is healthy, with lower chances of a housing downturn over the next year as the index moves increasingly above the 100 breakeven value.”

Employment, demographics, the mortgage market, and housing prices are all used to evaluate the health of each market. The top 10 healthiest housing markets according to the index are:

    
	
  1. Pittsburgh, PA
    2. 
	
  2. Cleveland-Elyria, OH
    3. 
	
  3. Philadelphia, PA
    4. 
	
  4. Rockford, Ill.
    5. 
	
  5. Burlington, NC
    6. 
	
  6. Scranton-Wilkes-Barre, PA
    7. 
	
  7. Fayetteville-Springdale, AR
    8. 
	
  8. Idaho Falls, ID
    9. 
	
  9. Tulsa, OK
    10. 
	
  10. Kennewick-Richland, WA
    11. 


The two ‘least healthy’ markets were Bismark, ND and Atlantic City, NJ who received “just slightly negative performance rankings”.

David Berson, Nationwide’s Chief Economist and Senior Vice President, says “the quarterly report should serve as a resource to gauge how healthy housing markets are today but, perhaps more important, what to expect in the future and why.”

Bottom Line

The housing market continues to recover and surpass recent history. Meet with an agent in your local market to determine if you are able to take advantage of the opportunities available in real estate today.
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According to Nationwide’s recently unveiled, Health of Housing Market (HoHM) Report, the US housing market is at it’s healthiest levels since the index’s creation in 2001.

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Housing Market is Healthiest in Years!

According to Nationwide’s recently unveiled, Health of Housing Market (HoHM) Report, the US housing market is at it’s healthiest levels since the index’s creation in 2001. The index analyzes the health of the housing market across the country ...
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    [agents_bottom_line] => The Difference A Year Can Make [INFOGRAPHIC] | Simplifying The Market

The Difference A Year Can Make [INFOGRAPHIC] | Simplifying The Market

Some Important Points To Consider:


    
	
  • The latest Freddie Mac Primary Mortgage Market Survey reports the 30-year fixed rate at 3.7%.
    • 
	
  • Freddie Mac's projection for Q2 2016 is that the rate will be 4.7% (a full percentage point higher)
    • 
	
  • The Home Price Expectation Survey predicts that home prices will appreciate by 4.4% during this same time
    • 



The impact waiting a year to purchase your dream home can make on your monthly payment is significant. Contact me today to discuss your options before the experts' predictions become reality!

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    [contents] => The Difference A Year Can Make [INFOGRAPHIC] | Simplifying The Market

The Difference A Year Can Make [INFOGRAPHIC] | Simplifying The Market

Some Important Points To Consider:


    
	
  • The latest Freddie Mac Primary Mortgage Market Survey reports the 30-year fixed rate at 3.7%.
    • 
	
  • Freddie Mac's projection for Q2 2016 is that the rate will be 4.7% (a full percentage point higher)
    • 
	
  • The Home Price Expectation Survey predicts that home prices will appreciate by 4.4% during this same time
    • 



The impact waiting a year to purchase your dream home can make on your monthly payment is significant. Contact me today to discuss your options before the experts' predictions become reality!

    [created_at] => 2015-04-03T06:00:30Z
    [description] => 


Some Important Points To Consider:

	The latest Freddie Mac Primary Mortgage Market Survey reports the 30-year fixed rate at 3.7%.
	Freddie Mac's projection for Q2 2016 is that the rate will be 4.7% (a full percentage point higher)
	The Hom...
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    [updated_at] => 2015-04-02T14:29:33Z
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The Difference A Year Can Make [INFOGRAPHIC]

Some Important Points To Consider: The latest Freddie Mac Primary Mortgage Market Survey reports the 30-year fixed rate at 3.7%. Freddie Mac's projection for Q2 2016 is that the rate will be 4.7% (a full percentage point higher) The Hom...
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    [agents_bottom_line] => Selling Your House? Price it Right Up Front | Simplifying The Market

In today’s market, where demand is outpacing supply in many regions of the country, pricing a house is one of the biggest challenges real estate professionals face. Sellers often want to price their home higher than recommended, and many agents go along with the idea to keep their clients happy. However, the best agents realize that telling the homeowner the truth is more important than getting the seller to like them.

There is no “later.” 

Sellers sometimes think, “If the home doesn’t sell for this price, I can always lower it later.” However, research proves that homes that experience a listing price reduction sit on the market longer, ultimately selling for less than similar homes.

John Knight, recipient of the University Distinguished Faculty Award from the Eberhardt School of Business at the University of the Pacific, actually did research on the cost (in both time and money) to a seller who priced high at the beginning and then lowered the their price. In his article, Listing Price, Time on Market and Ultimate Selling Price published in Real Estate Economics revealed:

“Homes that underwent a price revision sold for less, and the greater the revision, the lower the selling price. Also, the longer the home remains on the market, the lower its ultimate selling price.”

Additionally, the “I’ll lower the price later” approach can paint a negative image in buyers’ minds. Each time a price reduction occurs, buyers can naturally think, “Something must be wrong with that house.” Then when a buyer does make an offer, they low-ball the price because they see the seller as “highly motivated.” Pricing it right from the start eliminates these challenges.

Don’t build “negotiation room” into the price.

Many sellers say that they want to price their home high in order to have “negotiation room.” But, what this actually does is lower the number of potential buyers that see the house. And we know that limiting demand like this will negatively impact the sales price of the house.

Not sure about this? Think of it this way: when a buyer is looking for a home online (as they are doing more and more often), they put in their desired price range. If your seller is looking to sell their house for $400,000, but lists it at $425,000 to build in “negotiation room,” any potential buyers that search in the $350k-$400k range won’t even know your listing is available, let alone come see it!

A better strategy would be to price it properly from the beginning and bring in multiple offers. This forces these buyers to compete against each other for the “right” to purchase your house.

Look at it this way: if you only receive one offer, you are set up in an adversarial position against the prospective buyer. If, however, you have multiple offers, you have two or more buyers fighting to please you. Which will result in a better selling situation?

The Price is Right

Great pricing comes down to truly understanding the real estate dynamics in your neighborhood. Look for an agent that will take the time to simply and effectively explain what is happening in the housing market and how it applies to your home. You need an agent that will tell you what you need to know rather than what you want to hear. This will put you in the best possible position.
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    [content_type] => blog
    [contents] => Selling Your House? Price it Right Up Front | Simplifying The Market

In today’s market, where demand is outpacing supply in many regions of the country, pricing a house is one of the biggest challenges real estate professionals face. Sellers often want to price their home higher than recommended, and many agents go along with the idea to keep their clients happy. However, the best agents realize that telling the homeowner the truth is more important than getting the seller to like them.

There is no “later.” 

Sellers sometimes think, “If the home doesn’t sell for this price, I can always lower it later.” However, research proves that homes that experience a listing price reduction sit on the market longer, ultimately selling for less than similar homes.

John Knight, recipient of the University Distinguished Faculty Award from the Eberhardt School of Business at the University of the Pacific, actually did research on the cost (in both time and money) to a seller who priced high at the beginning and then lowered the their price. In his article, Listing Price, Time on Market and Ultimate Selling Price published in Real Estate Economics revealed:

“Homes that underwent a price revision sold for less, and the greater the revision, the lower the selling price. Also, the longer the home remains on the market, the lower its ultimate selling price.”

Additionally, the “I’ll lower the price later” approach can paint a negative image in buyers’ minds. Each time a price reduction occurs, buyers can naturally think, “Something must be wrong with that house.” Then when a buyer does make an offer, they low-ball the price because they see the seller as “highly motivated.” Pricing it right from the start eliminates these challenges.

Don’t build “negotiation room” into the price.

Many sellers say that they want to price their home high in order to have “negotiation room.” But, what this actually does is lower the number of potential buyers that see the house. And we know that limiting demand like this will negatively impact the sales price of the house.

Not sure about this? Think of it this way: when a buyer is looking for a home online (as they are doing more and more often), they put in their desired price range. If your seller is looking to sell their house for $400,000, but lists it at $425,000 to build in “negotiation room,” any potential buyers that search in the $350k-$400k range won’t even know your listing is available, let alone come see it!

A better strategy would be to price it properly from the beginning and bring in multiple offers. This forces these buyers to compete against each other for the “right” to purchase your house.

Look at it this way: if you only receive one offer, you are set up in an adversarial position against the prospective buyer. If, however, you have multiple offers, you have two or more buyers fighting to please you. Which will result in a better selling situation?

The Price is Right

Great pricing comes down to truly understanding the real estate dynamics in your neighborhood. Look for an agent that will take the time to simply and effectively explain what is happening in the housing market and how it applies to your home. You need an agent that will tell you what you need to know rather than what you want to hear. This will put you in the best possible position.
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    [description] => 

In today’s market, where demand is outpacing supply in many regions of the country, pricing a house is one of the biggest challenges real estate professionals face. Sellers often want to price their home higher than recommended, and many agents g...
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Selling Your House? Price it Right Up Front

In today’s market, where demand is outpacing supply in many regions of the country, pricing a house is one of the biggest challenges real estate professionals face. Sellers often want to price their home higher than recommended, and many agents g...