Attention: All Real Estate and Mortgage Professionals

We are at a very interesting crossroad in our industry. Being good is no longer good enough. The consumer doesn’t want to deal with ‘just anyone’ in real estate. They want someone who can explain what is happening in the market and help them understand their options. They want an expert, an industry leader. Below […]


Sell Now or Wait? What the Experts Are Saying

More and more homeowners are questioning whether they should keep their homes on the market or wait until next year to sell. The thinking obviously is that next year the market will be better and therefore they will be able to garner a higher price. But, is that true? Is there any evidence that the […]

The Top 7 Reasons to Consider an FHA Mortgage

When exploring your options for financing today, I believe everyone should at least consider an FHA Mortgage.  Today, I want to tell you why: 1. Loan Amounts The loan amounts available (especially in High Cost Areas, like mine) are on a par with Conventional Financing.  In the past, FHA programs were typically only made available […]


Will the Shadow Inventory Ever Come to Light?

The big question about shadow inventory is when this backlog of foreclosures will come to market. Prices will not be adversely affected until these distressed properties are actually put up for sale. Only then will they truly be competition to existing homes for sale. It seems that day may be upon us. Much of the […]

5 Reasons Why You Should Buy a Home Today

Homeownership almost seems like a dirty word in today’s society. People are blogging, tweeting and facebooking their belief that buying a home is just plain stupid. I respect their opinion on the issue though I totally disagree. Why? This might be the best time to buy a home in American real estate history. Some might […]


Are You Drowning in a Sea of Real Estate Information?

One of the most difficult things to do if you are thinking of buying or selling a home is to navigate through the sea of information available today. If we google “real estate” there are approximately 441 million sites. That’s 441 MILLION!! Other searches you might try: “real estate information” – 277 million sites “selling […]

Steve’s Message – LIVE!

People often ask us where they can see Steve deliver his message in a live forum. Though most of Steve’s speaking engagements are private events, here are five events which have open registration. Click on banners below for more information. – KCM Crew .     . The KCM CrewWe believe every family should feel confident when buying […]


When Will We Start Rewarding Honesty Again?

I made a comment a few weeks ago that the only thing that will bring the housing market back is honesty. It was a simple statement; unplanned and unrehearsed. It sort of just fell out of my mouth. I didn’t think much of it even after I said it. I was shocked at how it […]

The 5 Components of a Good Credit Score

We are bombarded constantly about how important our credit score is. What do we actually need to know? We asked our ‘resident expert’, Dean Hartman, to shed some light on the matter. – The KCM Crew Everyone knows that you need a good credit score to get a mortgage.  Most even know that your score will […]


What Will My House Be Worth Next Month?

We always want to make sure that we get at least a fair price for anything we are selling. Truth be told, we hope we get top dollar and would not be upset if a buyer was willing to pay a premium above that. The same dynamics come into place when we are selling a […]


A Closer Look at Home Pricing Indexes

You might think that home values are on the rise if you read the headlines this week. It seems that almost every home pricing index is showing an increase over prices last year: The latest S&P Case Shiller Index showed a year-over-year increase of 3.8% Core Logic put the number at +2.6% The RPX index […]


Are Home Prices Actually Increasing?

There is much euphoria about housing prices based on the last month’s data. Almost every pricing index has shown an increase over previous prices. The news looks very encouraging. Many media sources have reported that perhaps we have hit bottom regarding prices and are now headed in a more positive direction. I wish that was […]

Walk Away and Fannie Mae Will Chase You Down

Many lending institutions are beginning to take action against those who decide to walk away. Fannie Mae, according to an article in Housing Wire, announced: Borrowers who are determined to have the ability to make their monthly payments but walk away from their homes will not be able to secure a Fannie Mae backed mortgage […]


The Cry for Another Tax Credit

Friends, I believe we are standing atop the second hill of a rollercoaster.  I know another dip is coming, though I am not sure when.  I think it might be a steep drop, but I am not sure how steep. The KCM Blog frequently explains why the market has another bottom to reach (shadow inventory, […]

The Last Dumb Reason Given Not to Buy a Home

We believe very strongly in the benefits of homeownership. Over the last few weeks, we have been addressing some of the more questionable reasons people have been giving for not buying a house.   Reason #1: Real Estate is no longer a good investment. Reason #2: Renters are happier than homeowners. Reason #3: Limited mobility is […]

Are There Over Seven Million Foreclosures Coming?

There have been some extraordinary numbers being bantered about when talking about the number of foreclosures that will be coming to market over the next 18 months. Different studies have estimated that number to be between 5-8 million. Let’s take a look at one of these studies today and see how these totals are being […]

Lebron’s Real (Estate) Reason for Picking Miami?

Everyone has an opinion on why Lebron James picked Miami over New York and Chicago. We have no inside information. The only connection we have to Lebron is that my son played on the same AAU team as one of Lebron’s teammates in Cleveland. I did not talk to Lebron, the teammate or even my son about this. We thought we […]

Do You Like Us? Do You Really, Really Like Us?

Every weekday we post the best real estate articles we can find on the KCM Crew Fan Page on facebook. Join the over 4,000 real estate and mortgage professionals who ‘like’ this page. See what other industry pros think of the articles and say about the important issues. Jump on over right now. We would […]

Long Term Real Estate Investors Are In For A Bonanza

More millionaires were created as a result of the Great Depression than at any time in the nation’s history. Noted rich-guy John D. Rockefeller has said, “The way to make money is to BUY when blood is in the streets.”  Another noted rich-guy, Warren Buffet, believes you should “be fearful when others are greedy and to be […]


One More Reason Given for Not Buying a Home

We have been addressing some of the more questionable reasons people give for not buying a house each Wednesday. Three weeks ago, we covered Dumb Reason #1: Real Estate is no longer a good investment. Two weeks ago, we covered Dumb Reason #2: Renters are happier than homeowners. Last week, we covered Dumb Reason #3: Limited […]


Hope is No Longer A Good Strategy

There is no one that wants the housing market to recover more than I do. Over 50% of my investment portfolio is comprised of real estate. My job is to teach real estate professionals what is happening in the market and why it is happening. It would be a lot more fun if I could […]

Enjoy the July 4th Weekend!!

See you Tuesday!! . The KCM CrewWe believe every family should feel confident when buying & selling a home. KCM helps real estate professionals reach these families & enables the agent to simply & effectively explain a complex housing market. Take a 14-Day Free Trial of our monthly membership to see how we can help […]