If you remember the housing crash back in 2008, you may recall just how popular adjustable-rate mortgages (ARMs) were back then.
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When you look at the numbers today, the one thing that stands out is the strength of this housing market.
- Many people believe you need to put down 20% of the purchase price when you buy a home. But recent homebuyers actually put down far less on their purchase.
- And with programs like FHA loans, VA loans, and USDA loans, some qualified buyers are able to put down as little as 0-3.5%.
Are you putting off selling your house because you’re worried no one’s buying because of where mortgage rates are?
Are you thinking about making a move?
- If you’re trying to buy your first home in today’s housing market, you’ll want to know what you can do as mortgage rates rise and inventory stays low overall.
- Connect with a lender to get pre-approved, prioritize your wish list, consider condos, and expand your search radius.
VA home loans can help people who served our country become homeowners.
Holding off on selling your house because you believe there aren’t any buyers out there?
- If you’re thinking about buying a home, be sure to plan for closing costs.
- Closing costs are typically 2% to 5% of the total purchase price of a home, and they can include things like government recording costs, appraisal fees, and more.
According to the latest data from Fannie Mae, 23% of Americans still think home prices will go down over the next twelve months.
When it comes to what’s happening in the housing market, there’s a lot of confusion going around right now.
Have you ever wondered how inflation impacts the housing market?
Here are a few reasons you may not want to hold off until the new year to sell your house.
With the rapid shift that’s happened in the housing market this year, some people are raising concerns that we’re destined for a repeat of the crash we saw in 2008. But in truth, there are many key differences between what’s happening today and the bubble in the early 2000s.
Are you a baby boomer who’s lived in your current house for a long time and you’re ready for a change?
- If you’re planning to buy a home in 2023, here are a few things to focus on.
- Work on your credit and save for a down payment. If saving feels like a challenge, there’s help available. Then, get pre-approved, create a list of desired features, and prioritize them.
Thinking of buying or selling a house and wondering what the new year holds for the housing market?