Entries by The KCM Crew
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Finding the Right Agent is Crucial
The information delivered by your neighborhood real estate agent in the past is now available on the internet. You no longer need agents for information regarding which homes are for sale or what houses in your neighborhood sell for. You can easily find that information online. This information itself is no longer what you need […]
Future Homeowners Share American Dream
Two recently released reports indicate that both young adults (Millennials) and teenagers (Generation Z) still see homeownership as an important piece of their future success. A report by The Demand Institute, Millennials and Their Homes: Still Seeking the American Dream, revealed that the Millennial Generation is optimistic about their financial future and still believe in […]
Be Quiet Chicken Little! Real Estate is Just Fine
The latest Existing-Home Sales Report from NAR revealed that sales decreased 1.8 percent in August. Many might start to panic, but let’s see what the report really shows. Lawrence Yun, NAR chief economist explains “there was a marked decline in all cash sales from investors. On the positive side, first-time buyers have a better chance […]
Homeownership: A Few Stats and Quotes
2014 American Express Spending & Saving Tracker “About two-thirds (65%) of homeowners say they are confident they would get the asking price for their home if they were to put it on the market today (up from 40% in 2010).” Financial Security Index Survey “Eighty nine percent of Americans feel that buying a home is […]
Even a Duck Knows the Importance of Prospecting
You can learn so much just by observing nature. Last year, Steve was staying at a fabulous hotel in southern California. He and his wife were having lunch at an outside table at the hotel restaurant. It was impossible not to notice the ducks that gathered around the tables at the restaurant looking for food. […]
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Gallup Poll: Real Estate “Heading in the Right Direction”
In a recent Gallup poll, Americans were asked to rate 24 different business sectors and industries on a five-point scale ranging from “very positive” to “very negative.” The poll was first conducted in 2001, and has been used as an indicator of “Americans’ overall attitudes toward each industry”. For the first time since 2006, Americans […]
What You Don’t Know About Your Credit Score… Could Cost You!
Today we are excited to have Nabil Captan as our guest blogger. Nabil is a nationally recognized credit scoring expert, educator, author and producer. In today’s post, he explains how what you don’t know about your credit score could end up costing you. Enjoy! – The KCM Crew Informed consumers considering a home purchase today […]
The Truth About Buying a Home: You DON’T Need 20% Down
In a recent survey, How America Views Homeownership, it was revealed that 68% of Americans feel that now is a good time to buy a home and 95% said they want to own a home if they don’t already. Franklin Codel, head of Wells Fargo home mortgage production, explains: “Although the home buying process has […]
A Homeowner’s Net Worth is 36x Greater Than A Renter!
Over the last six years, homeownership has lost some of its allure as a financial investment. As homeowners suffered through the housing bust, more and more began to question whether owning a home was truly a good way to build wealth. The Federal Reserve conducts a Survey of Consumer Finances, every three years, and just […]
The Fall Buyer & Seller Guides are NOW AVAILABLE!
Happy Fall! The Fall 2014 Buyer & Seller Guides are now available for Download & Customization! As with prior seasons, we’ve provided you with “Things to Consider When Buying a Home” & “Things to Consider When Selling Your House” in both PDF and the ever popular, editable, Powerpoint version. We have also included both formats […]
Home Sales Generate $52,205 Impact on Economy
The National Association of Realtors (NAR) compiled data from research conducted by the Bureau of Economic Analysis & Macroeconomic Advisors on the economic impact of a home purchase. After reviewing the data, they concluded that the total economic impact of a typical home sale in the United States is an astonishing $52,205. Here is the breakdown […]
FSBO’s Must Be Ready to Negotiate
In a recovering market, some sellers might be tempted to try and sell their home on their own (FSBO) without using the services of a real estate professional. The real estate agent is a trained and experienced negotiator. In most cases, the seller is not. The seller must realize the ability to negotiate will determine […]
The Two Things You Don’t Need to Hear from Your Listing Agent
You’ve decided to sell your house. You begin to interview potential real estate agents to help you through the process. You need someone you trust enough to: Set the market value on possibly the largest asset your family owns (your home) Set the time schedule for the successful liquidation of that asset Set the fee […]
How Interest Rates Impact Family Wealth
With interest rates still in the low 4%’s, many buyers may be on the fence as to whether to act now and purchase a new home, or wait until next year. If you look at what the experts are predicting for 2015, it may make the decision for you. Predictions for 2015 3Q: 4.6% – Fannie […]
Where Do The Experts Think Interest Rates Will Be This Time Next Year?
As we often do, we wanted to update our members on the latest projections for the third quarter of 2015 directly from the experts themselves. Make sure you explain the cost of waiting to your clients.
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Getting A Mortgage: Why So Much Paperwork?
We are often asked why there is so much paperwork mandated by the bank for a mortgage loan application when buying a home today. It seems that the bank needs to know everything about us and requires three separate sources to validate each and every entry on the application form. Many buyers are being told […]
Buying a Home is 38% Less Expensive than Renting!
In Trulia’s 2014 Rent vs. Buy Report, they explained that homeownership remains cheaper than renting throughout the 100 largest metro areas in the United States; ranging from an average of 5% in Honolulu, all the way to 66% in Detroit, and 38% Nationwide! The other interesting findings in the report include: Even though prices increased […]
You Need A Professional When Buying A Home
Many people wonder whether they should hire a real estate professional to assist them in buying their dream home or if they should first try to go it on their own. In today’s market: you need an experienced professional! You Need an Expert Guide if you are Traveling a Dangerous Path The field of real […]
4 Reasons to Buy Before Winter
It’s that time of year, the seasons are changing and with them bring thoughts of the upcoming holidays, family get togethers, and planning for a new year. Those who are on the fence about whether now is the right time to buy don’t have to look much farther to find four great reasons to consider […]
