Real estate is shifting to a more normal market; the days of national home appreciation topping 6% annually are over and inventories are increasing which is causing bidding wars to almost disappear. Some see these as signs that the market will soon come tumbling down as it did in 2008.
We at The KCM Crew believe every family should feel confident when buying & selling a home. KCM helps real estate professionals reach these families & enables the agent to simply & effectively explain a complex housing market. Take a 14-Day Free Trial of our monthly membership to see how we can help you!
https://files.keepingcurrentmatters.com/wp-content/uploads/2018/12/11113052/20181213-Share-STM.jpg410750The KCM Crewhttps://www.keepingcurrentmatters.com/wp-content/uploads/2017/01/KCMBannerNoWebsiteDarkLarge.pngThe KCM Crew2018-12-13 06:30:092018-12-11 17:26:26[:en]No Bubble Here! How New Mortgage Standards Are Helping[:es]¡Aquí no hay una burbuja! Como están ayudando los estándares hipotecarios nuevos[:]
Every year around this time, we take time to reflect and plan for next year. If you are renting your current home but have dreams of homeownership, your plan for the new year may include buying, and you wouldn’t be alone!
We at The KCM Crew believe every family should feel confident when buying & selling a home. KCM helps real estate professionals reach these families & enables the agent to simply & effectively explain a complex housing market. Take a 14-Day Free Trial of our monthly membership to see how we can help you!
https://files.keepingcurrentmatters.com/wp-content/uploads/2018/12/11143738/20181212-Share-STM.jpg410750The KCM Crewhttps://www.keepingcurrentmatters.com/wp-content/uploads/2017/01/KCMBannerNoWebsiteDarkLarge.pngThe KCM Crew2018-12-12 06:30:522018-12-11 17:14:47[:en]Don't Get Caught in the Rental Trap in 2019[:es]No quede atrapado en la trampa del alquiler en 2019[:]
Everyone should realize that unless you are living somewhere rent-free, you are paying a mortgage – either yours or your landlord’s. Buying your own home provides you with a form of ‘forced savings’ that allows you to use your monthly housing costs to increase your family’s wealth.
We at The KCM Crew believe every family should feel confident when buying & selling a home. KCM helps real estate professionals reach these families & enables the agent to simply & effectively explain a complex housing market. Take a 14-Day Free Trial of our monthly membership to see how we can help you!
https://files.keepingcurrentmatters.com/wp-content/uploads/2018/12/07153621/20181211-Share-STM.jpg410750The KCM Crewhttps://www.keepingcurrentmatters.com/wp-content/uploads/2017/01/KCMBannerNoWebsiteDarkLarge.pngThe KCM Crew2018-12-11 06:30:352018-12-10 15:15:03[:en]How to Simply Increase Your Family Wealth by Paying for Housing[:es]Cómo aumentar simplemente su patrimonio familiar al pagar por la vivienda[:]
National home prices have increased by 5.4% since this time last year. Over that same time period, interest rates have remained near historic lows which has allowed many buyers to enter the market and lock in low rates.
We at The KCM Crew believe every family should feel confident when buying & selling a home. KCM helps real estate professionals reach these families & enables the agent to simply & effectively explain a complex housing market. Take a 14-Day Free Trial of our monthly membership to see how we can help you!
https://files.keepingcurrentmatters.com/wp-content/uploads/2018/12/06152653/20181210-Share-STM.jpg410750The KCM Crewhttps://www.keepingcurrentmatters.com/wp-content/uploads/2017/01/KCMBannerNoWebsiteDarkLarge.pngThe KCM Crew2018-12-10 06:30:122018-12-07 11:23:44[:en]What If I Wait A Year to Buy a Home?[:es]¿Qué si espero un año para comprar una casa?[:]
An emerging trend for some time now has been the difference between available inventory and demand in the premium and luxury markets and that in the starter and trade-up markets and what those differences are doing to prices!
Inventory continues to rise in the luxury and premium home markets which is causing prices to cool.
Demand continues to rise with lower-than-normal inventory levels in the starter and trade-up home markets, causing prices to rise on a year-over-year basis for 80 consecutive months.
We at The KCM Crew believe every family should feel confident when buying & selling a home. KCM helps real estate professionals reach these families & enables the agent to simply & effectively explain a complex housing market. Take a 14-Day Free Trial of our monthly membership to see how we can help you!
https://files.keepingcurrentmatters.com/wp-content/uploads/2018/12/04163806/20181207-Share-STM.jpg410750The KCM Crewhttps://www.keepingcurrentmatters.com/wp-content/uploads/2017/01/KCMBannerNoWebsiteDarkLarge.pngThe KCM Crew2018-12-07 06:30:172018-12-05 15:03:45[:en]The Tale of Two Markets [INFOGRAPHIC][:es]El cuento de dos mercados [infografía][:]
Over the last six years, we have experienced strong price appreciation which has increased home equity levels dramatically. As the number of “cash-out” refinances begins to approach numbers last seen during the crash, some are afraid that we may be repeating last decade’s mistake.
We at The KCM Crew believe every family should feel confident when buying & selling a home. KCM helps real estate professionals reach these families & enables the agent to simply & effectively explain a complex housing market. Take a 14-Day Free Trial of our monthly membership to see how we can help you!
https://files.keepingcurrentmatters.com/wp-content/uploads/2018/12/04170749/20181206-Share-STM.jpg410750The KCM Crewhttps://www.keepingcurrentmatters.com/wp-content/uploads/2017/01/KCMBannerNoWebsiteDarkLarge.pngThe KCM Crew2018-12-06 06:30:212018-12-06 11:31:32[:en]2008 vs. Now: Are Owners Using Their Homes as ATMs Again? [:es]2008 vs. ahora: ¿Están los dueños utilizando su casa como cajeros automáticos de nuevo?[:]
The interest rate you pay on your home mortgage has a direct impact on your monthly payment. The higher the rate, the greater the payment will be. That is why it is important to know where rates are headed when deciding to start your home search.
We at The KCM Crew believe every family should feel confident when buying & selling a home. KCM helps real estate professionals reach these families & enables the agent to simply & effectively explain a complex housing market. Take a 14-Day Free Trial of our monthly membership to see how we can help you!
https://files.keepingcurrentmatters.com/wp-content/uploads/2018/12/03125025/20181205-Share-STM.jpg410750The KCM Crewhttps://www.keepingcurrentmatters.com/wp-content/uploads/2017/01/KCMBannerNoWebsiteDarkLarge.pngThe KCM Crew2018-12-05 06:30:412018-12-04 15:12:22[:en]Where Are Interest Rates Headed in 2019?[:es]¿Hacia dónde se dirigen las tasas de interés en 2019?[:]
Every three years, the Federal Reserve conducts their Survey of Consumer Finances in which they collect data across all economic and social groups. Their latest survey data covers responses from 2013-2016.
We at The KCM Crew believe every family should feel confident when buying & selling a home. KCM helps real estate professionals reach these families & enables the agent to simply & effectively explain a complex housing market. Take a 14-Day Free Trial of our monthly membership to see how we can help you!
https://files.keepingcurrentmatters.com/wp-content/uploads/2018/11/28150614/20181204-Share-STM.jpg410750The KCM Crewhttps://www.keepingcurrentmatters.com/wp-content/uploads/2017/01/KCMBannerNoWebsiteDarkLarge.pngThe KCM Crew2018-12-04 06:30:122018-11-29 18:02:21[:en]Homeowners Aged 65+ Have 48x More Net Worth Than Renters[:es]Los propietarios de vivienda de 65 años y más tienen 48 veces más patrimonio neto que los inquilinos[:]
We at The KCM Crew believe every family should feel confident when buying & selling a home. KCM helps real estate professionals reach these families & enables the agent to simply & effectively explain a complex housing market. Take a 14-Day Free Trial of our monthly membership to see how we can help you!
https://files.keepingcurrentmatters.com/wp-content/uploads/2018/11/28144931/20181203-Share-STM.jpg410750The KCM Crewhttps://www.keepingcurrentmatters.com/wp-content/uploads/2017/01/KCMBannerNoWebsiteDarkLarge.pngThe KCM Crew2018-12-03 06:30:142018-11-29 17:52:52[:en]4 Reasons to Buy A Home This Winter![:es]4 razones para comprar una casa este invierno[:]
We at The KCM Crew believe every family should feel confident when buying & selling a home. KCM helps real estate professionals reach these families & enables the agent to simply & effectively explain a complex housing market. Take a 14-Day Free Trial of our monthly membership to see how we can help you!
https://files.keepingcurrentmatters.com/wp-content/uploads/2018/11/28140354/20181130-Share-STM.jpg410750The KCM Crewhttps://www.keepingcurrentmatters.com/wp-content/uploads/2017/01/KCMBannerNoWebsiteDarkLarge.pngThe KCM Crew2018-11-30 06:30:462018-11-28 14:25:12[:en]Home Prices Up 6.34% Across the Country! [INFOGRAPHIC][:es]Los precios de las viviendas aumentaron 6.34 % a través del país [Infografía][:]
Many homebuyers think that saving for their down payment is enough to buy the house of their dreams, but what about the closing costs that are required to obtain a mortgage?
We at The KCM Crew believe every family should feel confident when buying & selling a home. KCM helps real estate professionals reach these families & enables the agent to simply & effectively explain a complex housing market. Take a 14-Day Free Trial of our monthly membership to see how we can help you!
https://files.keepingcurrentmatters.com/wp-content/uploads/2018/11/07164049/20181126-Share-STM.jpg410750The KCM Crewhttps://www.keepingcurrentmatters.com/wp-content/uploads/2017/01/KCMBannerNoWebsiteDarkLarge.pngThe KCM Crew2018-11-26 06:30:142018-11-08 16:44:34[:en]Buyers: Don’t Be Surprised by Closing Costs![:es]Compradores: ¡No sean sorprendidos por los gastos de cierre![:]
The top concern for most first-time home buyers is their ability to save for a down payment. According to a new survey, 36% of millennials took on a second job to make their dreams of homeownership a reality in 2017.
We at The KCM Crew believe every family should feel confident when buying & selling a home. KCM helps real estate professionals reach these families & enables the agent to simply & effectively explain a complex housing market. Take a 14-Day Free Trial of our monthly membership to see how we can help you!
https://files.keepingcurrentmatters.com/wp-content/uploads/2018/11/14154206/20181121-Share-STM.jpg410750The KCM Crewhttps://www.keepingcurrentmatters.com/wp-content/uploads/2017/01/KCMBannerNoWebsiteDarkLarge.pngThe KCM Crew2018-11-21 06:30:282018-11-15 16:15:30[:en]Will Your Side Hustle Buy You a House This Year?[:es]¿Su trabajo extra le comprará una casa este año?[:]
Everyone wants a place to call home; a place that gives them a sense of security. We are currently seeing major interest from females who want to achieve this dream, and the numbers are proving it!
We at The KCM Crew believe every family should feel confident when buying & selling a home. KCM helps real estate professionals reach these families & enables the agent to simply & effectively explain a complex housing market. Take a 14-Day Free Trial of our monthly membership to see how we can help you!
https://files.keepingcurrentmatters.com/wp-content/uploads/2018/11/07171217/20181120-Share-STM.jpg410750The KCM Crewhttps://www.keepingcurrentmatters.com/wp-content/uploads/2017/01/KCMBannerNoWebsiteDarkLarge.pngThe KCM Crew2018-11-20 06:30:112018-11-08 16:33:05[:en]Females Are Making It a Priority to Invest in Real Estate![:es]¡Las mujeres están haciendo que sea una prioridad invertir en bienes raíces![:]
We at The KCM Crew believe every family should feel confident when buying & selling a home. KCM helps real estate professionals reach these families & enables the agent to simply & effectively explain a complex housing market. Take a 14-Day Free Trial of our monthly membership to see how we can help you!
https://files.keepingcurrentmatters.com/wp-content/uploads/2018/11/06150656/20181116-Share-STM.jpg410750The KCM Crewhttps://www.keepingcurrentmatters.com/wp-content/uploads/2017/01/KCMBannerNoWebsiteDarkLarge.pngThe KCM Crew2018-11-16 06:30:392018-11-06 15:45:24[:en]The Cost of Renting vs. Buying a Home [INFOGRAPHIC][:es]El costo de alquilar vs. Comprar una casa [Infografía][:]
Everyone knows that housing affordability has been negatively impacted by rising prices and increasing mortgage rates, but there is another piece to the affordability equation – wages.
We at The KCM Crew believe every family should feel confident when buying & selling a home. KCM helps real estate professionals reach these families & enables the agent to simply & effectively explain a complex housing market. Take a 14-Day Free Trial of our monthly membership to see how we can help you!
https://files.keepingcurrentmatters.com/wp-content/uploads/2018/11/13134941/20181115-Share-STM.jpg410750The KCM Crewhttps://www.keepingcurrentmatters.com/wp-content/uploads/2017/01/KCMBannerNoWebsiteDarkLarge.pngThe KCM Crew2018-11-15 06:30:402018-11-14 18:03:58[:en]Wage Increases Make Home Buying More Affordable[:es]Los aumentos salariales hacen que comprar una casa sea más asequible[:]
The Veterans Administration (VA) Home Loan is a benefit that is available to more than 22 million veterans & 2 million active duty service members which helps them achieve their dreams of homeownership.
In 2017, $189 billion was loaned to veterans and their families through the program.
VA Purchase Loans are on the rise in 46 out of 50 states and Washington, DC.
We at The KCM Crew believe every family should feel confident when buying & selling a home. KCM helps real estate professionals reach these families & enables the agent to simply & effectively explain a complex housing market. Take a 14-Day Free Trial of our monthly membership to see how we can help you!
https://files.keepingcurrentmatters.com/wp-content/uploads/2018/11/05164018/20181109-Share-STM.jpg410750The KCM Crewhttps://www.keepingcurrentmatters.com/wp-content/uploads/2017/01/KCMBannerNoWebsiteDarkLarge.pngThe KCM Crew2018-11-09 06:30:512018-11-06 15:58:15[:en]VA Home Loans by the Numbers [INFOGRAPHIC][:es]Los préstamos hipotecarios VA en cifras [infografía][:]
Recently, multiple headlines have been written asserting that homeownership is less affordable today than at any other time in the last decade. Though the headlines are accurate, they lack context and lead too many Americans to believe that they can’t partake in a major part of the American Dream – owning a home.
We at The KCM Crew believe every family should feel confident when buying & selling a home. KCM helps real estate professionals reach these families & enables the agent to simply & effectively explain a complex housing market. Take a 14-Day Free Trial of our monthly membership to see how we can help you!
https://files.keepingcurrentmatters.com/wp-content/uploads/2018/11/05155949/20181108-Share-STM.jpg410750The KCM Crewhttps://www.keepingcurrentmatters.com/wp-content/uploads/2017/01/KCMBannerNoWebsiteDarkLarge.pngThe KCM Crew2018-11-08 06:30:062018-11-06 13:16:55[:en]75% of Renters Have Been Misinformed[:es]75 % de los inquilinos fueron mal informados[:]
The lack of existing inventory for sale has forced many homebuyers to begin looking at new construction. When you buy a newly constructed home instead of an existing home, there are many extra steps that must take place.
We at The KCM Crew believe every family should feel confident when buying & selling a home. KCM helps real estate professionals reach these families & enables the agent to simply & effectively explain a complex housing market. Take a 14-Day Free Trial of our monthly membership to see how we can help you!
https://files.keepingcurrentmatters.com/wp-content/uploads/2018/10/15151339/20181106-Share-STM.jpg410750The KCM Crewhttps://www.keepingcurrentmatters.com/wp-content/uploads/2017/01/KCMBannerNoWebsiteDarkLarge.pngThe KCM Crew2018-11-06 06:30:442018-10-22 17:26:04[:en]5 Tips When Buying a Newly Constructed Home[:es]5 consejos al comprar una casa recién construida[:]
Urban Institute recently released a report entitled, “Barriers to Accessing Homeownership: Down Payment, Credit, and Affordability,” which revealed that,
We at The KCM Crew believe every family should feel confident when buying & selling a home. KCM helps real estate professionals reach these families & enables the agent to simply & effectively explain a complex housing market. Take a 14-Day Free Trial of our monthly membership to see how we can help you!
https://files.keepingcurrentmatters.com/wp-content/uploads/2018/10/17134705/20181105-Share-STM.jpg410750The KCM Crewhttps://www.keepingcurrentmatters.com/wp-content/uploads/2017/01/KCMBannerNoWebsiteDarkLarge.pngThe KCM Crew2018-11-05 06:30:212018-10-22 17:11:46[:en]2 Myths Holding Back Home Buyers[:es]2 mitos que están frenando a los compradores de vivienda[:]
A considerable number of potential buyers shy away from jumping into the real estate market due to their uncertainties about the buying process. A specific cause for concern tends to be mortgage qualification.
We at The KCM Crew believe every family should feel confident when buying & selling a home. KCM helps real estate professionals reach these families & enables the agent to simply & effectively explain a complex housing market. Take a 14-Day Free Trial of our monthly membership to see how we can help you!
https://files.keepingcurrentmatters.com/wp-content/uploads/2018/10/15144601/20181031-Share-STM.jpg410750The KCM Crewhttps://www.keepingcurrentmatters.com/wp-content/uploads/2017/01/KCMBannerNoWebsiteDarkLarge.pngThe KCM Crew2018-10-31 06:30:552018-10-22 15:36:44[:en]Taking Fear Out of the Mortgage Process[:es]Sacando el miedo del proceso hipotecario[:]
Chances are if you are renting you are spending too much of your income on your monthly housing expense. There is a long-standing ‘rule’ that a household should not pay more than 28% of their income on their rent or mortgage payment. This percentage allows the household to save money for the future while comfortably covering other expenses.
We at The KCM Crew believe every family should feel confident when buying & selling a home. KCM helps real estate professionals reach these families & enables the agent to simply & effectively explain a complex housing market. Take a 14-Day Free Trial of our monthly membership to see how we can help you!
https://files.keepingcurrentmatters.com/wp-content/uploads/2018/10/15131739/20181030-Share-STM1.jpg410750The KCM Crewhttps://www.keepingcurrentmatters.com/wp-content/uploads/2017/01/KCMBannerNoWebsiteDarkLarge.pngThe KCM Crew2018-10-30 06:30:282018-10-22 15:28:25[:en]Are You Spending TOO Much on Rent?[:es]¿Está gastando demasiado en el alquiler?[:]
Many potential homebuyers believe that they need a 20% down payment and a 780 FICO® score to qualify to buy a home which stops many of them from even trying! Here are some facts:
72% of buyers who purchased homes this year have put down less than 20%.
4% of loan applications were approved last month.
The average credit score of approved loans was 727 in September.
We at The KCM Crew believe every family should feel confident when buying & selling a home. KCM helps real estate professionals reach these families & enables the agent to simply & effectively explain a complex housing market. Take a 14-Day Free Trial of our monthly membership to see how we can help you!
https://files.keepingcurrentmatters.com/wp-content/uploads/2018/10/17130044/20181026-Share-STM.jpg410750The KCM Crewhttps://www.keepingcurrentmatters.com/wp-content/uploads/2017/01/KCMBannerNoWebsiteDarkLarge.pngThe KCM Crew2018-10-26 06:30:112018-10-22 15:20:43[:en]Buying a Home Can Be Scary... Until You Know the Facts [INFOGRAPHIC] [:es]Comprar una casa puede ser aterrador… hasta que conozca los hechos [infografía][:]
According to a new study from Urban Institute, there are over 19 million millennials in 31 cities who are not only ready and willing to become homeowners, but are able to as well!
We at The KCM Crew believe every family should feel confident when buying & selling a home. KCM helps real estate professionals reach these families & enables the agent to simply & effectively explain a complex housing market. Take a 14-Day Free Trial of our monthly membership to see how we can help you!
https://files.keepingcurrentmatters.com/wp-content/uploads/2018/10/15124934/20181024-Share-STM.jpg410750The KCM Crewhttps://www.keepingcurrentmatters.com/wp-content/uploads/2017/01/KCMBannerNoWebsiteDarkLarge.pngThe KCM Crew2018-10-24 06:30:462018-10-22 15:03:36[:en]Still Think You Need 15-20% Down to Buy a Home? Think Again![:es]¿Aun cree que necesita un 15-20 % de pago inicial para comprar una casa? ¡Piénselo de nuevo![:]
We at The KCM Crew believe every family should feel confident when buying & selling a home. KCM helps real estate professionals reach these families & enables the agent to simply & effectively explain a complex housing market. Take a 14-Day Free Trial of our monthly membership to see how we can help you!
https://files.keepingcurrentmatters.com/wp-content/uploads/2018/10/15121629/20181023-Share-STM.jpg410750The KCM Crewhttps://www.keepingcurrentmatters.com/wp-content/uploads/2017/01/KCMBannerNoWebsiteDarkLarge.pngThe KCM Crew2018-10-23 06:30:252018-10-23 09:40:18[:en]Housing Is Still Affordable in the United States![:es]¡La vivienda sigue siendo asequible en los Estados Unidos![:]
There are many unsubstantiated theories about what is happening with home prices. From those who are worried that prices are falling(data shows this is untrue), to those who are concerned that prices are again approaching boom peaks because of “irrational exuberance” (this is also untrue as prices are not at peak levels when they are adjusted for inflation), there seems to be no shortage of opinion.
We at The KCM Crew believe every family should feel confident when buying & selling a home. KCM helps real estate professionals reach these families & enables the agent to simply & effectively explain a complex housing market. Take a 14-Day Free Trial of our monthly membership to see how we can help you!
https://files.keepingcurrentmatters.com/wp-content/uploads/2018/10/04155633/20181022-Share-STM.jpg410750The KCM Crewhttps://www.keepingcurrentmatters.com/wp-content/uploads/2017/01/KCMBannerNoWebsiteDarkLarge.pngThe KCM Crew2018-10-22 06:30:282018-10-04 17:38:40[:en]Will Home Prices Continue to Increase?[:es]¿Seguirán aumentando los precios de las casas?[:]
![The Tale of Two Markets [INFOGRAPHIC] | Keeping Current Matters](https://files.keepingcurrentmatters.com/wp-content/uploads/2018/12/04163608/20181207-KCM-ENG.jpg)
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