5 Things Homebuyers Need To Know When Making an Offer
When it comes to buying a house, you’re looking for the perfect place to call home.
Owning a Home Has Distinct Financial Benefits Over Renting [INFOGRAPHIC]
![Owning a Home Has Distinct Financial Benefits Over Renting [INFOGRAPHIC] | Keeping Current Matters](https://files.keepingcurrentmatters.com/wp-content/uploads/2021/06/16122217/20210518-NM.png)
Some Highlights
- When you rent, you build your landlord’s wealth, your monthly payment depends on ever-rising rents, and you don’t benefit from home price appreciation.
- On the other hand, when you own your home, you build your own wealth, your monthly payment is locked in, and you benefit directly from home price appreciation.
- If you’re feeling the challenges of a competitive market, remember that homeownership is a long-term game. Persevering today will lead to financial rewards in the future.
Housing Wealth: The Missing Piece of the Affordability Equation
The real estate market is soaring today.
Hope Is on the Horizon for Today’s Housing Shortage
The major challenge in today’s housing market is that there are more buyers looking to purchase than there are homes available to buy.
Top Reasons To Own Your Home [INFOGRAPHIC]
![Top Reasons To Own Your Home [INFOGRAPHIC] | Keeping Current Matters](https://files.keepingcurrentmatters.com/wp-content/uploads/2021/06/03103448/20210604-NM.png)
Some Highlights
- June is National Homeownership Month, and it’s a great time to consider the benefits of owning your own home.
- If you’re thinking of buying a home, it might just help you find the stability, community, and comfort you’ve been searching for over the past year.
- Reach out to a local real estate professional today to determine if homeownership is the right next step for you.
6 Reasons to Celebrate National Homeownership Month
Our homes are so much more than the houses we live in.
How Misunderstandings About Affordability Could Cost You
There’s a lot of discussion about affordability as home prices continue to appreciate rapidly.
Buying a Home Is Still Affordable
The last year has put emphasis on the importance of one’s home.
Americans Choose Real Estate as the Best Investment [INFOGRAPHIC]
![Americans Choose Real Estate as the Best Investment [INFOGRAPHIC] | Keeping Current Matters](https://files.keepingcurrentmatters.com/wp-content/uploads/2021/05/20145833/20210521-NM.png)
Some Highlights
- For the eighth year in a row, real estate maintained its position as the preferred long-term investment among Americans.
- Real estate has been gaining ground against stocks, gold, and savings accounts over the last 11 years and now stands at its highest rating in survey history.
- Contact a local professional if you’re ready to make real estate your best investment this year.
Don’t Forget to Budget for Closing Costs
When buying a home, it’s important to have a budget and make sure you plan ahead for certain homebuying expenses.
The Power of Mortgage Pre-Approval [INFOGRAPHIC]
![The Power of Mortgage Pre-Approval [INFOGRAPHIC] | Keeping Current Matters](https://files.keepingcurrentmatters.com/wp-content/uploads/2021/05/06100138/20210507-NM.png)
Some Highlights
- Mortgage pre-approval means a lender has reviewed your finances and, based on factors like your income, debt, and credit history, determined how much you’re qualified to borrow.
- Being pre-approved for a loan can give you clarity while planning your homebuying budget, confidence in your ability to secure a loan, and a competitive edge in a bidding war.
- In today’s market, connecting with a lender to get pre-approved may be the game-changer that helps you secure your dream home.
Why Waiting to Buy a Home Could Cost You a Small Fortune
Many people are sitting on the fence trying to decide if now’s the time to buy a home.
Are Interest Rates Expected to Rise Over the Next Year?
So far this year, mortgage rates continue to hover around 3%, encouraging many hopeful homebuyers to enter the housing market.
Americans Find the Nonfinancial Benefits of Homeownership Most Valuable
Homeownership is a foundational part of the American Dream.
Should I Buy Now or Wait? [INFOGRAPHIC]
![Should I Buy Now or Wait? [INFOGRAPHIC] | Keeping Current Matters](https://files.keepingcurrentmatters.com/wp-content/uploads/2021/04/29145529/20210423-NM-1.png)
Some Highlights
- If you’re thinking that waiting a year or two to purchase a home might mean you’ll save some money, think again.
- Mortgage interest rates are currently very low, but experts across the board are forecasting increases in both home prices and interest rates.
- 8Buying a home now means you’ll spend less in the long run. Contact a local real estate professional to put your plans in motion before home prices and mortgage rates climb even higher.
Patience Is the Key to Buying a Home This Year
The question many homebuyers are facing this year is, “Why is it so hard to find a house?”
82,338 Great Reasons to Buy a Home Today
The financial benefits of buying a home as compared to renting one are always up for debate.
How Much Time Do You Need To Save for a Down Payment?
One of the biggest hurdles homebuyers face is saving for a down payment.
Home Is Where the Heart Is [INFOGRAPHIC]
![Home Is Where the Heart Is [INFOGRAPHIC] | Keeping Current Matters](https://files.keepingcurrentmatters.com/wp-content/uploads/2021/04/15144825/20210402-NM-1.png)
Some Highlights
- There’s no doubt about it: homeowners love their homes, and that feeling has become even more important over the past year.
- The vast majority of homeowners say they’re emotionally attached to their home and that it has kept them safe during the COVID-19 pandemic.
- Owning a home provides a sense of safety, security, and accomplishment. Contact a real estate professional who can help move your homeownership goals forward today.
93% of Americans Believe a Home Is a Better Investment Than Stocks
A recent Survey of Consumer Finances study released by the Federal Reserve reveals the net worth of homeowners is forty times greater than that of renters.
Homeownership Is Full of Financial Benefits
A Fannie Mae survey recently revealed some of the most highly-rated benefits of homeownership, which continue to be key drivers in today’s power-packed housing market.
Your Tax Refund and Stimulus Savings May Help You Achieve Homeownership This Year
If you’re planning to buy a home this year, saving for a down payment is one of the most important steps in the process.
Is Homeownership Still Considered Part of the American Dream?
Since the birth of our nation, homeownership has always been considered a major piece of the American Dream.
How a Change in Mortgage Rate Impacts Your Homebuying Budget
Mortgage rates are on the rise this year, but they’re still incredibly low compared to the historic average.
Why You Should Think About Listing Prices Like an Auction’s Reserve Price
For generations, the homebuying process never really changed.
